Miscellaneous
Latest Discussions
China’S Cyber Army Is Invading Critical U.S. Services
Not only infrastructure but utilities, pipe lines etc. for the last 4-6 years.
Maybe people do not read the papers but 60 credit unions were affected with ransomware the last of N... read more
BOLO! It's Ratings Time Once Again
For those who care (not everyone does) and who consult and follow credit union and bank health ratings:
We should be seeing release of the end of Q3 2023 ratings any time now . . ... read more
Best Interest Rates On Cash, Dec 2023, Jonathan Ping - Mymoneyblog
https://www.mymoneyblog.com/best-interest-rates-cash-december-2023.html... read more
Bank Review Is Burried If Updated?
I went to post a bank review of Ally bank after having some really bad experience with them. It brought up what must have been my really old review. So I proceeded to updated it an... read more
Arbitration Nonsense
"@Rockies" post in the "Ask" forum about a bank's clause that will absolve the bank in case of negligent performance remined me of something...
We all know the arbitration nonsens... read more
60 Credit Unions In The US Are Experiencing Outages Because Of A Ransomware Attack
https://therecord.media/credit-unions-facing-outages-due-to-ransomware... read more
Seeking Clarification Of Fed Policy From Chatgpt 3.5
Admission of error:
I experienced a senior moment early in this conversation and typed "QE" when I meant to write, and should have written, "QT". Such darn brain fades suck, and I... read more
A Conversation With ChatGPT 3.5 Regarding Inflation History
I needed to have my memory jogged so sought help from ChatGPT 3.5:
Me: Everyone remembers the remarkable inflation, and the very high interest rates, we experienced early in the 1... read more
Starting April 1, 2024 Even IRA's If They Have Enough Beneficiares
can be insured to with 5 beneficiaries $1.250,000. I read all of it twice a few weeks ago and found time to call them today. The new rule will include IRA's also. No longer will we... read more
No Luck So Far Obtaining CD Counsel From AI - Have Not Given Up
My quest is just getting started. Can report ChatGPT was unable to assist regarding certificates of deposit. But I'm very interested in your attempts, results, and outcomes with AI... read more
Just Wishing Every One A Happy Thanksgiving Holiday And Weekend.
Enjoy your time with family and friends and thank you Ken. We all have a lot to be thankful for the things you have helped us through for many years.
For those that can, spread th... read more
Ideal CD For Today
This is only just my opinion. And I'm well aware opinions on this matter vary all over the place, so please feel free to disagree:
To me today's ideal CD will mature shortly after... read more
HARRIS Bank Chicago
When I looked online recently at my money market account, I had only received half as much in interest as I had received during the preceding month on the same amount of money. Of ... read more
Wells Fargo Extends Durations Offered On New Issue, Non Callable Brokered CD's
Directly competing with UBS Bank USA rates, durations, and monthly coupons, Wells Fargo raises all rates and extends out durations offered this week. Rates of all new issue, n... read more
NYU Professor Says “Mission Creep” Has Led The FDIC To Bail Out Everyone — And Not Always In A Cost-Effective Manner.
https://www.institutionalinvestor.com/article/2cg6heb0hsdab7jzgx4ao/culture/the-extra-45-billion-cos...... read more
Using A Desktop With Deposit Accounts Site.
I remember posts asking where did the menu bar go.
With a desktop if you make your picture wider you get the menu bar and do not get the lines on the left side of the screen. I wo... read more
Another Interesting Credit Union If You Are Over 59 1/2 And Have IRA's
I have a Roth IRA with Northwest Federal Credit union. The
statements they send do not say Roth IRA just IRA. I was concerned. I do have an account that the original deposit went i... read more
Is It Time To Buy Munis From Certain States?
Muni yields right now are decent in the first place. But read this article and then think this through with me:
https://finance.yahoo.com/news/us-state-tax-revenue-drops-153449185... read more
Smart Things To Do When Dealing With Banks/Cus/Cds [Add-To List]
DA has been a place where people have shared lots of information and good ideas, so let's make this an Add-On thread for people to post their smart (perhaps not obvious) methods, o... read more
FDIC Tips For Buying A CD
"Old news" for most DA'ers.
https://www.fdic.gov/resources/consumers/consumer-news/2023-11.html?source=govdelivery&utm_medium=em...... read more