Miscellaneous
Latest Discussions
Capital One
I haven't been able to log into my accounts all day. I did a web search and some think they have been hacked. Earlier messages said something like "Opps you hit a snag. Try again a... read more
TD Ameritrade Brokered CD's (E.G., 1.75% APY For 1 Year)
TD Ameritrade offers some nice rates on their brokered CDs:
Featured CDs
*FDIC INSURED*
Maturity APY*
3 months 1.3%
6 months 1.5%
9 months 1.55%
1 year 1.75%
2 years 2.... read more
Should Millenials Consider Real Estate?
While most DA readers are laser-focused on CDs, it might be time to consider alternative investments. Herewith, real estate.
Rental real estate properties can generate both profit... read more
Potential Threat To Older Americans
There is more trouble afoot in Nevada than the current well-publicized Las Vegas slaughter. Older Nevadans are being robbed, by court-approved strangers, of their life savings and ... read more
Rotation To Fixed-Income Leaps Off The Page
Every so often, an adjustment to one's asset allocation seems prudent. These days, as I noted, it just "leaps off the page". I've throttled back this year on equities, but, even so... read more
Seen This Movie Before?
Today is first of December. Last fall we had the Andrews deal. It was the only blowout CD deal of fall of 2016. Unless something surfaces darn soon . . and I mean both time and 201... read more
For Those With Tiras, Be Mindful Of The RMD
For those readers turning 70 1/2 this year, with Traditional IRAs (TIRAs), don't forget your first RMD is due this calendar year, unless you elect to defer to 2018 and withdraw bot... read more
Hi... I'm John from Ontario.
I'm new, as of today, to this forum. I have been on the internet since just about the beginning but have not learned a lot of what is going on now. If somebody wants to tell me som... read more
Bellco Index Advantage CD Rates Going Up
This afternoon's quarter point Fed rate increase will impact owners of Bellco's Index Advantage CDs, to include both the short 22 month CDs and the longer 44 month CD product. Rule... read more
New Alliant CU Savings Act Rates
Under your Topic of Savings Account Rates you list the new Alliant CU High Rate at 1.35% for deposits of $100,000
or more. The ACU website shows the new Savings Acct rate is 1.25% ... read more
Alliant Just Boosted Its Savings Yield
Now 1.243%. Not too shabby.... read more
Orrin Hatch Proposes Amendment To Curb 401K Catch-Up
Under current law, 401K participants over age 50 can contribute an additional $6000/yr to their 401Ks, for a total of $24,000, tax-deferred Hatch would amend that by (a) increasing... read more
10-Year On A Tear Today
In case you blinked, the yield increased by close to 3% today, to 2.4%. Let's hope this bleeds over into 5-year CD rates.... read more
MCU To Possibly Merge With Consumer's CU
https://www.mcuonline.com/news/2017/11/09/special-meeting-to-merge-with-consumers-credit-union-faqs
A vote is coming up...and MCU's members will be incorporated into Consumer CU.... read more
The Zelle Money-Sending App Seems To Be Broken
I tried to send some money using the new Zelle app, which replaced PopMoney at Ally Bank. I tried sending a $1 test transactions to my daughter and to myself, our four emails and p... read more
This Market Is Nuts
OK, I've over-reacted before, but can anyone posit a reasonable explanation for this stock market? It's a melt-up, that much is sure. But why? Momentum? Irrational exuberance (than... read more
CD Rate Impact Of Fed Choice
President Trump has promised to reveal his choice for Fed chair soon. Whomever he chooses will influence the rapidity of Fed rate hikes going forward. Smart financial institutions ... read more
Did The Bell Ring Today?
Folks often note that no bell rings at the top of a bull market. The bell rings the next trading day thereafter.
Pardon my skepticism, but it's been a nice run since March 9, 200... read more
5-Yr. CD Rate Chart On depositaccounts.com
Mountain America Credit Union's 5-year CD, with an APY of 2.60%, is no longer listed on the depositaccounts.com chart. The 2.60% APY is still listed on the credit union's website. ... read more
Tax Reform And Interest Rates - The Nexus
The economy is doing well right now. The stock market is strong, employment is up, people are more optimistic about their prospects going forward. But this situation must endure an... read more