Average User Rating:1.5 star rating based on 7 reviews.
Hudson City Savings Bank
Hudson City Savings Bank Locations|
West 80 Century Road Paramus, NJ 07652 1-866-448-9498 www.hcsbonline.com  |
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Hudson City Savings Bank is headquartered in Paramus and is the largest bank in the state of New Jersey. It is also the 41st largest bank in the nation. It was established in 1868 and as of December of 2012, it had grown to 1,622 employees at 135 locations. Hudson City Savings Bank has a 3-star health rating.
Related Posts
M&T Bank To Buy Hudson City Bancorp In $3.7 Billion Deal (Forum) - 8/27/2012
From Reuters M&T Bank Corp said it would buy Hudson City Bancorp Inc in a stock and cash deal worth $3.7 billion, expanding its franchise in the eastern United States and taking a step toward the long-awaited consolidation of regional banks. Read m
Hudson City Money Market To .55% (Forum) - 2/7/2012
Second drop in a month form .9 to .7 to .55% Bye bye Hudson City. People need to understand that banks lend their money out 12x at once. So 12 other people can borrow your $10K at the same time, then lever up to $150K which basically creates inf
Hudson City Savings Bank Cuts Internet Money Market Savings Rate To 1.15% (Forum) - 5/10/2011
The rate has fallen from 1.25% to 1.15% APY for minimum balance of $2,500. When Hudson City raised its Internet MMS account yield from 1.10% to 1.25% in February, I was worried that it wouldn't last. It turned out it lasted only about 3 months.
Hudson City Internet MM Savings Yield Falls To 1.10% (Forum) - 1/21/2011
The yield fell from 1.25% APY to 1.10% APY for balances of at least $2,500. I was a little suspicious when Hudson City increased its rate last October. For much of 2010, the yield had remained at 1.00%. It than went up to 1.35% APY in late October. Perh
2010
- 10/26 - Hudson City's Newly Competitive Internet Money Market Savings Account - Available Nationwide
- 10/24 - Internet Money Market Savings Yield Increased To 1.35% At Hudson City Savings Bank (Forum)
- 3/19 - Hudson City Savings Bank Cuts Savings Account and CD Rates (Forum)
2009
- 12/9 - Competitive Long-Term CD Rates at Hudson City Savings Bank - Available Nationwide
- 10/5 - 3.00% 36-Month CD, 3.50% 60-Month CD & Other Competitive CD Rates at Hudson City Savings Bank - Available Nationwide
- 9/20 - 2.50% 24-Month CD and Competitive Savings Account at Hudson City Savings Bank - Available Nationwide
- 2/11 - 2.90% 12-Month CD & 2.50% Savings Account at Hudson City Savings Bank - Nationally Available
2008
- 11/23 - 4.00% 5-Month Online CD and 3.50% Internet Money Market Savings at Hudson City Savings Bank - Nationally Available
- 11/21 - 4.00% 5-Month CD at Hudson City Savings in NY, NJ and NJ
- 10/15 - 4.00% 4-Month CD at Hudson City Savings in NY, NJ and CT
- 7/20 - 4.00% 4-Month CD at a NY/NJ/CT Bank (Hudson City Savings)
2007
See Rates for: Checking | Savings | Money Market | CD | IRA
Hudson City Savings Bank Checking Account Rates
Hudson City Savings Bank Savings Account Rates
Hudson City Savings Bank Money Market Rates
Hudson City Savings Bank CD Rates
| Apy | Min | Max | Product | |
| 1.50%† | $500 | - | 5 Year CD | |
| 1.30%† | $500 | - | 4 Year CD | |
| 1.10%† | $500 | - | 3 Year CD | |
| 1.10%† | $5k | - | 3 Year Internet CD | |
| 1.00%† | $500 | - | 2 Year CD | |
| 1.00%† | $500 | - | 30 Month CD | |
| 1.00%† | $5k | - | 2 Year Internet CD | |
| 0.80%† | $500 | - | 18 Month CD | |
| 0.70%† | $500 | - | 13 Month CD | |
| 0.60%† | $500 | - | 1 Year CD | |
| 0.45%† | $500 | - | 7 Month CD | |
| 0.45%† | $500 | - | 9 Month CD | |
| 0.40%† | $500 | - | 5 Month CD | |
| 0.40%† | $500 | - | 6 Month CD | |
| 0.35%† | $500 | - | 4 Month CD | |
| 0.30%† | $500 | - | 91 Day CD |
Hudson City Savings Bank IRA Rates
| Apy | Min | Max | Product | |
| 1.50%† | $500 | - | 5 Year IRA | |
| 1.50%† | $500 | - | 5 Year Roth IRA | |
| 1.50%† | $500 | - | 5 Year SEP IRA | |
| 1.50%† | $500 | - | 5 Year CESA | |
| 1.50%† | $500 | - | 5 Year SIMPLE IRA | |
| 1.30%† | $500 | - | 4 Year IRA | |
| 1.30%† | $500 | - | 4 Year Roth IRA | |
| 1.30%† | $500 | - | 4 Year SEP IRA | |
| 1.30%† | $500 | - | 4 Year CESA | |
| 1.30%† | $500 | - | 4 Year SIMPLE IRA | |
| 1.10%† | $500 | - | 3 Year IRA | |
| 1.10%† | $5k | - | 3 Year Internet IRA | |
| 1.10%† | $500 | - | 3 Year Roth IRA | |
| 1.10%† | $5k | - | 3 Year Internet Roth IRA | |
| 1.10%† | $500 | - | 3 Year SEP IRA | |
| 1.10%† | $500 | - | 3 Year CESA | |
| 1.10%† | $5k | - | 3 Year Internet SEP IRA | |
| 1.10%† | $5k | - | 3 Year Internet CESA | |
| 1.10%† | $5k | - | 3 Year Internet SIMPLE IRA | |
| 1.10%† | $500 | - | 3 Year SIMPLE IRA | |
| 1.00%† | $500 | - | 2 Year IRA | |
| 1.00%† | $5k | - | 2 Year Internet IRA | |
| 1.00%† | $500 | - | 30 Month IRA | |
| 1.00%† | $500 | - | 2 Year Roth IRA | |
| 1.00%† | $5k | - | 2 Year Internet Roth IRA | |
| 1.00%† | $500 | - | 30 Month Roth IRA | |
| 1.00%† | $500 | - | 2 Year SEP IRA | |
| 1.00%† | $500 | - | 2 Year CESA | |
| 1.00%† | $5k | - | 2 Year Internet SEP IRA | |
| 1.00%† | $5k | - | 2 Year Internet CESA | |
| 1.00%† | $500 | - | 30 Month SEP IRA | |
| 1.00%† | $500 | - | 30 Month CESA | |
| 1.00%† | $5k | - | 2 Year Internet SIMPLE IRA | |
| 1.00%† | $500 | - | 2 Year SIMPLE IRA | |
| 1.00%† | $500 | - | 30 Month SIMPLE IRA | |
| 0.80%† | $500 | - | 18 Month IRA | |
| 0.80%† | $500 | - | 18 Month Roth IRA | |
| 0.80%† | $500 | - | 18 Month SEP IRA | |
| 0.80%† | $500 | - | 18 Month CESA | |
| 0.80%† | $500 | - | 18 Month SIMPLE IRA | |
| 0.70%† | $500 | - | 13 Month IRA | |
| 0.70%† | $500 | - | 13 Month Roth IRA | |
| 0.70%† | $500 | - | 13 Month SEP IRA | |
| 0.70%† | $500 | - | 13 Month CESA | |
| 0.70%† | $500 | - | 13 Month SIMPLE IRA | |
| 0.60%† | $500 | - | 1 Year IRA | |
| 0.60%† | $500 | - | 1 Year Roth IRA | |
| 0.60%† | $500 | - | 1 Year SEP IRA | |
| 0.60%† | $500 | - | 1 Year CESA | |
| 0.60%† | $500 | - | 1 Year SIMPLE IRA | |
| 0.45%† | $500 | - | 7 Month IRA | |
| 0.45%† | $500 | - | 9 Month IRA | |
| 0.45%† | $500 | - | 7 Month Roth IRA | |
| 0.45%† | $500 | - | 9 Month Roth IRA | |
| 0.45%† | $500 | - | 7 Month SEP IRA | |
| 0.45%† | $500 | - | 7 Month CESA | |
| 0.45%† | $500 | - | 9 Month SEP IRA | |
| 0.45%† | $500 | - | 9 Month CESA | |
| 0.45%† | $500 | - | 7 Month SIMPLE IRA | |
| 0.45%† | $500 | - | 9 Month SIMPLE IRA | |
| 0.40%† | $500 | - | 5 Month IRA | |
| 0.40%† | $500 | - | 6 Months IRA | |
| 0.40%† | $500 | - | 5 Month Roth IRA | |
| 0.40%† | $500 | - | 6 Months Roth IRA | |
| 0.40%† | $500 | - | 5 Month SEP IRA | |
| 0.40%† | $500 | - | 5 Month CESA | |
| 0.40%† | $500 | - | 6 Months SEP IRA | |
| 0.40%† | $500 | - | 6 Months CESA | |
| 0.40%† | $500 | - | 5 Month SIMPLE IRA | |
| 0.40%† | $500 | - | 6 Months SIMPLE IRA | |
| 0.35%† | $500 | - | 4 Month IRA | |
| 0.35%† | $500 | - | 4 Month Roth IRA | |
| 0.35%† | $500 | - | 4 Month SEP IRA | |
| 0.35%† | $500 | - | 4 Month CESA | |
| 0.35%† | $500 | - | 4 Month SIMPLE IRA | |
| 0.30%† | $500 | - | 91 Day IRA | |
| 0.30%† | $500 | - | 91 Day Roth IRA | |
| 0.30%† | $500 | - | 91 Day SEP IRA | |
| 0.30%† | $500 | - | 91 Day CESA | |
| 0.30%† | $500 | - | 91 Day SIMPLE IRA |
Rates updated: 5/24/2013
Data for Q4 2012
Institution Statistics
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Institution Health
Overall Score:
3 out of 5 
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Ode To A Lost Hero
- theteach - Sunday, July 11, 2010 - 7:45 PMAnd finally, here is my ode to a lost hero, Hudson City Savings. Back when brick and mortar banks reigned supreme, Hudson City always stood head and shoulders above the rest. Their interest yields were always impressive, especially within the High Yield Checking accounts. Their customer service was always stalwart. How I will miss those days, as it's so hard to complete with the online banks. Today, I will pay homage to the bank that generations enjoyed for such a long time. Hudson City was the stuff your grandparents loved.
Lou
10
EQUITY LOAN APPLICATION
- ANTHONY1 - Friday, October 28, 2011 - 9:22 PM3 WEEKS AGO I SUBMITTED INITIAL APPLIC. AND NECESSARY DOCUMENTATION.
HEARD NOTHING FOR TWO WEEKS.
EVENTUAALY, REC'D GOOD FAITH ESTIMATE, REQUEST FOR SIGNATURE ON TRUTH-IN-LENDING AND BORROWER CERTIFICATION FORMS. ALSO REC'D REQUEST FOR PROOF OF HOME INSURANCE AND ADDITION OF HUDSON SAVINGS BANK AS 2ND MORTAGEE.
IT WAS STATED THAT I WOULD BE NOTIFIED OF A CLOSING DAY WHEN DOCUMENT REQUEST WAS SATISFIED.
I NOTIFIED MY INSRANCE CO. OF REQUEST AND THEY AND I FAXED THE NECESSARY PAPERWORK, INCLUDING THE ADDITION OF HUDON AS 2ND MORTAGEE.
I CALLED THE HUDSON CONSUMER LOAN DEPT. TODAY TO CHECK ON RECEIPT OF FAXES.
AFTER 4 SEPARATE ATTEMPTS BY THE OPERATOR FOR SOMEONE TO ANSWER THE PHONE AT THE DEPT.
iSOMEONE SHEEPLISHLY ANSWERED THE PHONE WITH AN ALMOST INCOHERENT 'hello'.
I ATTEMPTED TO EXPLAIN THAT I WAS CHECKING ON THE RECEIPT OF THE APPLICABLE FAXES.
I WAS PUT ON A SILENT 'HOLD-ON' FOR 5 MINUTES AND THEN TOLD MY EQUITY LOAN APPLIC. WAS REJECTED. I ASSUMED THERE WAS A MISTAKE SINCE MY MO. PYMT ON THE LOAN WAS $ 87 PER MO.
I COULD NOT BELIEVE THAT I WAS TURNED DOWN FOR AN $87 MO. PYMT.
BUT MORE THAN THAT, BEING TOLD TO CHANGE MY INSURANCE POLICY, INDICATING A CLOSING DATE UPON RECEIPT OF PAPERWORK AND A TOTALLY UNPROFESSIONAL EXPERIENCE LEADS ME TO SAY THAT HUDSON SAVINGS BACK DOES NOT DESERVE ANY STARS.
i BUT TO POST THIS MESSAGE I NEEDED TO INDICATE AT LEAST ONE...BUT AS I SAID THEY DON'T EVEN DESERVE THAT.
7
Loan Modification Is Impossiblle
- Kal - Saturday, August 11, 2012 - 4:15 PMHudson City Bank denies any loan modification even if you qualify for the HAMP, the settlement with the government or traditional modifications. They'd rather prefer to lose money on foreclosure or short sale. This is not helping their shareholders and not helping the consumers. Something is definitely wrong with the management of this bank.
4
Be Careful Of These Guys...
- heyDuh - Tuesday, June 26, 2012 - 9:21 PMCustomer service is non-existent. It is impossible to get anyone on the phone except the department that receives your payment (haha). Also, they do not participate in any of the government programs such as HAMP or HARP - basically Fannie or Freddie are not involved. This makes it impossible for you to refinance your home unless you have substantial equity in it. Who knows wherearehouse prices headed. I will never again repeat the mistake of choosing Hudson City Savings Bank.
3
CUSTOMER SERVICE IS NONEXISTENT
- Justmy2cents - Tuesday, May 29, 2012 - 12:24 PMI am forced to use Hudson City because they are the only bank in NJ that offers a reduced documentation loan and I am self employed. No one answers the phone at their mortgage office and calls are not returned when you leave a voicemail. Similarly, no one responds when you send an email. In government as well as private business, NJ is a cesspool of corruption and monopolies.
3
This Is The Most Raciest Bank!
- alsindi - Monday, July 23, 2012 - 1:22 PMThis is the most raciest bank, once they see u speak with an accent or have a not so common name, they give u the run around, my parents called them for a modification but they put them in the wrong one and their payments went up. They called left messages no answer even called the head of their mortgage department still no answer. Then they gave me a POA, called myself, they claimed that they cant do anything, they send an appraiser they said the house is under water and they cant help and their top manager in charge of helping people who feel behind yelled at them and said u have 2 years of free rent and hang up!
feras7000@aol.com
2
Nationwide Savings Accounts
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3-year Term IRA CD
1.21% APY
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High Yield Checking: It Is High Yield For The Bank, Not For You
Hudson City Banks High Yield is a joke. My balance went down less than 10k for a few days. They charged $20 service charge, and they give me a HIGH YIELD of $6.81 for the month.
Meaning, the HIGH YIELD is working reverse, FOR THEM.
I am getting my money OUT. Hudson City Bank is history for me.