Intervest National Bank

Intervest National Bank Locations
One Rockefeller Plaza, Suite 400
New York, NY 10020
212-218-8383
www.intervestnatbank.com



Welcome to INTERVEST NATIONAL BANK Online! Their headquarters is located in the heart of New York City and they maintain a full service banking location at One Rockefeller Plaza, New York, New York. In addition, their Florida Division has six branches serving Clearwater and Pinellas County.

Intervest National Bank Routing Number: 026013291

Related Posts

Review of Intervest National Bank's Money Market Account - Nationally Available - 4/27/2009

Update 11/28/09: The MMA has new rate tiers: 1.40% APY $2.5K-$25K, 1.45% APY $25K-$50K, 1.55% $50K-$100K, 1.60% APY $100K+Intervest National Bank has a money market account that has offered competitive rates for a while. It lacks some of the features...

High Rates on Long Term CDs at Intervest National Bank - 8/10/2007

Intervest National Bank has some very competitive rates on its long term CDs. The yields range from 5.50% APY for a 5 year term to 5.55% APY for a 10 year term.The details of these certificate of deposit can be found in the account disclosure. One...



See Rates for: Checking | Savings | Money Market | CD | IRA

Intervest National Bank Checking Account Rates

ApyMinMaxProduct
0.67%$100k-Interest Checking
0.67%$100k-Business Interest Checking

Intervest National Bank Savings Account Rates

ApyMinMaxProduct
0.45%$500-Regular Savings

Intervest National Bank Money Market Rates

ApyMinMaxProduct
0.66%$1k-IRA Money Market Account
0.64%$100k-Business Money Market Account
0.64%$100k-Money Market Account

Intervest National Bank CD Rates

ApyMinMaxProduct
1.92%$95k-10 Year Jumbo CD
1.80%$2,500-5 Year CD
1.80%$2,500-6 Year CD
1.80%$2,500-7 Year CD
1.80%$2,500-8 Year CD
1.80%$2,500-9 Year CD
1.80%$2,500-10 Year CD
1.45%$2,500-4 Year CD
1.10%$2,500-3 Year CD
0.95%$2,500-30 Month CD
0.81%$2,500-2 Year CD
0.78%$2,500-18 Month CD
0.55%$2,500-1 Year CD
0.35%$2,500-6 Month CD

Intervest National Bank IRA Rates

ApyMinMaxProduct
1.92%$95k-10 Year Jumbo IRA
1.92%$95k-10 Year Jumbo Roth IRA
1.92%$95k-10 Year Jumbo CESA
1.80%$1k-5 Year CESA
1.80%$1k-6 Year CESA
1.80%$1k-7 Year CESA
1.80%$1k-8 Year CESA
1.80%$1k-9 Year CESA
1.80%$1k-10 Year CESA
1.80%$1k-5 Year Roth IRA
1.80%$1k-6 Year Roth IRA
1.80%$1k-7 Year Roth IRA
1.80%$1k-8 Year Roth IRA
1.80%$1k-9 Year Roth IRA
1.80%$1k-10 Year Roth IRA
1.80%$1k-5 Year IRA
1.80%$1k-6 Year IRA
1.80%$1k-7 Year IRA
1.80%$1k-8 Year IRA
1.80%$1k-9 Year IRA
1.80%$1k-10 Year IRA
1.45%$1k-4 Year CESA
1.45%$1k-4 Year Roth IRA
1.45%$1k-4 Year IRA
1.10%$1k-3 Year CESA
1.10%$1k-3 Year Roth IRA
1.10%$1k-3 Year IRA
0.95%$1k-30 Month CESA
0.95%$1k-30 Month Roth IRA
0.95%$1k-30 Month IRA
0.81%$1k-2 Year CESA
0.81%$1k-2 Year Roth IRA
0.81%$1k-2 Year IRA
0.78%$1k-18 Month CESA
0.78%$1k-18 Month Roth IRA
0.78%$1k-18 Month IRA
0.55%$1k-1 Year CESA
0.55%$1k-1 Year Roth IRA
0.55%$1k-1 Year IRA
0.35%$1k-6 Month CESA
0.35%$1k-6 Month Roth IRA
0.35%$1k-6 Month IRA

Rates updated: 2/11/2012

Data for Q3 2011


Institution Statistics


Intervest National Bank
FDIC Certificate #35011
BankRate ReportView
Year Established1999
Employees75
Primary RegulatorOCC

Assets and Liabilities

Assets$1.98 billion
Loans$1.16 billion
Deposits$1.72 billion
Equity Capital$236.60 million
Loan Loss Allowance$31.67 million
Unbacked Noncurrent Loans$66.38 million
Real Estate Owned$27.01 million

Historic Data - September 2010

Assets$2.09 billion
Equity Capital$206.39 million
Loan Loss Allowance$31.80 million
Unbacked Noncurrent Loans$53.50 million
Real Estate Owned$38.79 million

Profit Margin - Quarterly

Net Interest Margin2.46%
Return on Assets0.61%
Return on Equity5.34%
Interest Income$72.34 million

Institution Health


Overall Score:
3 out of 5
3
Texas Ratio2
The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of September 30, 2011 Intervest National Bank had $93.39 million in non-current loans and owned real-estate with $268.26 million in equity and loan loss allowances on hand to cover it. This gives Intervest National Bank a Texas Ratio of 34.81% which is below average. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
Texas Ratio Trend3
The Texas Ratio for Intervest National Bank held steady from 38.75% as of September 30, 2010 to 34.81% as of September 30, 2011, resulting in a positive change of 10.16%.This indicates that the balance sheet and financial strength for Intervest National Bank has held steady in recent periods.
Deposit Growth1
In the past year, Intervest National Bank has decreased its total deposits by -$126.45 million, resulting in -6.85% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Intervest National Bank has shown is poor.
Capitalization5
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Intervest National Bank has $1.98 billion in assets with $268.26 million in equity, resulting in a capitalization level of 13.56%, which is excellent.
Write Review

No reviews have been left for this bank yet. Be the first to review.