Dedicated to Deposits: Deals, Data, and Discussion

5.34% 9-Month CD at a Florida CU


Fairwinds Credit Union has a special CD promotion. They're offering a 5.34% APY (5.20% interest rate) 9-month certificate of deposit. The minimum deposit is $1K. The jumbo CD with the same term has an APY of 5.44%. The minimum for the jumbo is $100K.

The field of membership includes those living or working in the following Central Florida counties: Lake, Orange, Osceola, Seminole and Volusia. There's also a large list of select employer groups. In addition, active or retired military personnel or dependents receiving military benefits are eligible.

Membership application can be done online. Accounts can be funded using an electronic transfer from another financial institution. The cost of membership is a little higher than typical: $10 fee plus a minimum deposit of $50 to their share savings account.

Branches are located throughout Central Florida.

Fairwinds is NCUA insured with $1.3 billion in assets and 121K members.