Dedicated to Deposits: Deals, Data, and Discussion

6.25% 9-Month CD at a California CU ($5K max)

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Kaiser Lakeside Credit Union is offering a 6.25% APY 9-month certificate of deposit. There's a $500 minimum and $5K maximum deposit per individual. The 6.25% APY requires that you have an active checking account with direct deposit. Direct deposit may be any transactional deposit or withdrawal done at least once per month. The Regular Checking Account has no monthly balance requirements. There's a $5 monthly fee without direct deposit. Offer is good through 10/31/2006.

This deal would be better with a larger maximum deposit limit. With a $5K deposit and a rate about 1% higher than other top 6-month CD rates, you earn an extra $37 with this special CD.

The field of membership includes anyone who lives, works, worships or attends school in the Alameda and Contra Costa County area as well as their family members.

The credit union is located in Oakland, California.

The credit union is NCUA insured. It's a small credit union with $41 million in deposits and 4,500 members.

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