Dedicated to Deposits: Deals, Data, and Discussion

5.92% 60-Month CD at a South Carolina CU - $50K+ (SAFE FCU)


SAFE Federal Credit Union continues to offer high long-term certificate rates. The CDs include a 6.02% APY 60-month CD with a $100K minimum, a 5.92% APY 60-month CD with a $50K minimum and a 5.65% APY 60-month CD with a $1K minimum. IRA certificates of depoit have rates 0.25% higher, with the top rate of 6.27% APY for a 60-month term and a $100K minimum deposit.

This credit union has had high CD yields through most of this year. My last report on them was in September.

The field of membership includes those who live in the following South Carolina counties: Lee, Clarendon, Sumter, Kershaw, Florence, Richland and Lexington. There's also over 500 Select Employer Groups. Contact the credit union for details about other ways to qualify.

The credit union has branches in the South Carolina cities of Sumter, Bishopville, Camden, Columbia, Florence and Lexington.

SAFE Federal Credit Union is NCUA insured. It has assets over $481 million and has over 99,000 members.

Comment #1 by Anonymous posted on
Just opened a 60 month IRA CD here at 6.27%. I live in Pennsylvania and the CU is in South Carolina and did it all by mail. To join the CU I had to join a local SC American Legion. Thanks for the tip, great interest rate, I would have not known about.

Comment #2 by Banking Guy (anonymous) posted on
Banking Guy
Congrats on getting in on this deal. Was the customer service rep helpful with the American Legion info? They didn't have many details on their website about groups that could qualify you to join.

Comment #3 by Anonymous posted on
Yes, they were very helpful. Just call them, the number is on the website. And the 6.27% is still available for the 60 month IRA CD.

Comment #4 by Anonymous posted on
Would the writer who joined through the local American Legion
please give more details, I would like to do the same thing.


Comment #5 by Anonymous posted on
To join just call SAFE's customer service toll free at 1-800-763-8600 and ask them to email you a list of employers and organizations that would make you eligible to join. If you were in the military you can join a SC American Legion as I did, and I joined by mail. Hope this helps.