Dedicated to Deposits: Deals, Data, and Discussion

5.60% 60-Month / 5.60% 12-Month CD at a Florida CU (Suncoast Schools)


Suncoast Schools FCU is offering 5.60% APY on all share certificates with terms from 12 to 60 months. The minimum deposit is $1K. Youth certificates have the same yield but with a $500 minimum.

The field of membership includes those with some affiliation with schools in the Florida counties of Charlotte, Citrus, Collier, Desoto, Glades, Hardee, Hendry, Hernando, Hillsborough, Lee, Levy, Manatee, Pasco, Pinellas and Sumter. Also, those 55 years and older who live in one of the above counties can be eligible by joining an association for a one-time fee of $5. See site for details.

The main office is located in Tampa, Florida with branches across Southwest Florida including the cities of Fort Myers and Naples. It's one of the nation's largest credit unions with over $5.3 billion in assets and 414,265 members. It's federally insured by the NCUA.