Suncoast Credit Union is headquartered in Tampa and is the largest credit union in the state of Florida. It is also the 14st largest credit union in the nation. It was established in 1978 and as of March of 2014, it had grown to 1,083 employees and 578,572 members. Suncoast Credit Union has a B+ health rating.
You can join this credit union if you live or work in the following Florida counties: Charlotte, Citrus, Collier, Desoto, Glades, Hardee, Hendry, Hernando, Hillsborough, Lee, Levy, Manatee, Pasco, Pinellas, and Sumter. Please visit the membership page for full eligibility information. - See Details
I have had a Suncoast School credit union account for years and they have always been great to me. They have always provided great service and they offer competitive pricing and they don't try to nickel and dime me for every single cent. They have very good rates on their credit cards and mortgages and other loans. I recommend them to everyone.
I have been with this Credit Union for approximately eight years, and have not experienced a problem in any of my dealings with this institution.
The Texas Ratio is an indicator of how much capital a bank has available compared to the total value of loans considered at risk. As of March 31, 2014 Suncoast Credit Union had $84.83 million in non-current loans and owned real-estate with $590.61 million in equity and loan loss allowances on hand to cover it. This gives Suncoast Credit Union a Texas Ratio of 14.36% which is above average. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Suncoast Credit Union has $5.77 billion in assets with $590.61 million in equity, resulting in a capitalization level of 10.23%, which is above average.
|Assets and Liabilities|
|Equity Capital||$462.66 million|
|Loan Loss Allowance||$127.95 million|
|Unbacked Noncurrent Loans||$71.93 million|
|Real Estate Owned||$12.90 million|
|Profit Margin - Quarterly|
|Net Interest Margin||1.04%|
|Return on Assets||1.3%|
|Return on Equity||16.22%|
|Interest Income||$47.09 million|
Always verify rates and promotions with the bank or credit union. We are not Suncoast Credit Union, we are a rate comparison website and can not provide official rates or promotions.
|0.50%||$1k||-||Uniform Transfers to Minors|
|0.20%||-||-||Regular Share Membership|
|0.20%||-||-||Special Share Savings|
|0.35%||$50k||-||Money Market Account|
|1.85%||$500||-||60 Month CD|
|1.85%||$500||-||Business 60 Month CD|
|1.85%||$500||-||60 Month Health Savings CD|
|1.55%||$500||-||48 Month CD|
|1.55%||$500||-||Business 48 Month CD|
|1.55%||$500||-||48 Month Health Savings CD|
|1.30%||$500||-||36 Month CD|
|1.30%||$500||-||Business 36 Month CD|
|1.30%||$500||-||36 Month Health Savings CD|
|0.95%||$500||-||24 Month CD|
|0.95%||$500||-||Business 24 Month CD|
|0.95%||$500||-||24 Month Health Savings CD|
|0.75%||$500||-||18 Month CD|
|0.75%||$500||-||Business 18 Month CD|
|0.75%||$500||-||18 Month Health Savings CD|
|0.55%||$500||-||12 Month CD|
|0.55%||$500||-||Business 12 Month CD|
|0.55%||$500||-||12 Month Health Savings CD|
|0.35%||$500||-||6 Month CD|
|0.35%||$500||-||Business 6 Month CD|
|0.35%||$500||-||6 Month Health Savings CD|
|0.35%||$50||-||12 Month Smart Start CD|