American Heritage FCU has some competitive rates on its certificates, and the credit union adds another 0.25% to the APY for Jumbo CDs. Not only is this 0.25% bump better than average, but the Jumbo minimum deposit of $50K is lower than the typical Jumbo minimum. The Jumbo yields include a 5.75% APY for a 60-month term, 5.65% APY for a 48-month term, 5.60% APY for a 18-month term and 5.50% APY for a 15-month term.
Membership is open to anyone who lives, works, worships or attends school in Philadelphia, Pennsylvania and certain other parts of the Metro area. You can also be eligible via Select Employer Groups and via immediate family. Please see their how-to-join page for more details. Membership requires a $15 minimum deposit into a share savings account.
Branches are located in Philadelphia, PA and in several of the suburban areas. The credit union is federally insured by the NCUA (Charter # 5621). It has $600.6 million in assets and 84,880 members.