Dedicated to Deposits: Deals, Data, and Discussion

5.75% 60-Month / 5.50% 24-Month CD at an Idaho/Washington CU (Potlatch No. 1).

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Update 1/19/08: The yields have fallen again. Please refer to the credit union's website for the latest rates.
Update 1/5/08: The yields for 12, 18 and 24 month terms have actually gone up to 5.50% APY.

Potlatch No. 1 Federal Credit Union continues to offer competitive rates on its long-term share certificates. For a $10K minimum deposit, the yields include a 5.25% APY for terms of 24 to 48 months and a 5.75% APY for a 60-month term. Jumbo CD rates with a $100K minimum are 5 basis points higher. The same rates are available for IRA certificates.

Their short term rates are down from October, however, their 60-month CD yield is now a little higher than it was in October.

Membership is open to those who live, regularly work, attend school, worship, perform volunteer services, or participate in associations headquartered in one of the following Idaho or Washington Counties: Clearwater, Benewah, Bonner, Boundary, Idaho, Kootenai, Latah, Lewis, Nez Perce, Shoshone, Valley, Asotin or Whitman. Please see their membership page for more details.

Branches are located in the Idaho cities of Lewiston, Orofino, St. Maries, Moscow, Post Falls, Ponderay, Culdesac, and Grangeville, and in the Washington state city of Clarkston. The credit union is federally insured by the NCUA (Charter # 2734). It has $294.1 million in assets and 35,720 members.
  Tags: Washington, Idaho, CD rates, IRA rates

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