Premier America Credit Union has extended its 5-6-7 CD special to continue through February. It was originally scheduled to end on the 15th. It's a 7.00% APY 6-month certifcate with a minimum deposit of $1,000, and a maximum of $5,000. A checking account is required, and funds must be new to the credit union. There's a limit of one certificate per member/social security number.
This promotion is similar to a checking account bonus. The 7% for 6 months with a $5K deposit will earn you about $75 over what you would get with a 4% account. A couple can open two of these to make a net gain of $150. Their best checking account is the Basic Checking which requires only a $25 minimum opening deposit and has no monthly fees.
For more details on this credit union and how to join, please refer to my previous Premier America CU post.
The credit union is federally insured by the NCUA (Charter # 68428). It has $1.32 billion in assets and 72,172 members.