People's Trust FCU is offering a special 5-5-5 Term Share Certificate with a 5.00% APY and a 5-month term. The minimum deposit is $500, and the maximum is $5,000 per member. It also has an add-on feature that allows deposits in increments of $5 during the term up to the maximum $5,000.
I just posted on this credit union on Sunday regarding their very competitive long-term CDs. A reader mentioned this 5-5-5 special in the comments. For some reason I had missed this special. It's not the best deal, but at least it doesn't require a checking account or other hoops to jump through. The low maximum of the 5-5-5 special means that the maximum you can make on this deal over a 3% account is about $40. A family could double this if a husband and wife both get a separate CD.
Credit union membership is open to members of the People's Trust Foundation which appears to be open to anyone. The foundation membership costs $5. More details are described in the credit union's How-to-Join Page. You can be eligible to join the credit union without joining the foundation if you live or work within the Houston city limits. Employees of Shell and other Select Employee Groups can also qualify for membership. Refer to the credit union's Who-Can-Join Page for more details. Credit union membership requires a minimum $5 deposit in the savings account.
Branches are located in Houston, TX. The credit union is federally insured by the NCUA (Charter # 177).
Thanks to the reader who mentioned this 5-5-5 special in the comments.