Dedicated to Deposits: Deals, Data, and Discussion

4.25% 12-Month / 4.40% 24-Month CD at an Arizona Bank (Union)

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Update 8/2/08: The CD rates have changed. The new CD rates are 4.25% APY 12-month CD (min $5K) and 4.40% APY 24-month CD (min $5K). The title has been modified to reflect this change.

Union Bank is offering some very competitive CD rates. The best rates require a $50,000 minimum deposit. These rates include a 4.16% APY 12-month CD, a 4.47% APY 24-month CD and a 4.68% APY 36-month CD. The rates for CDs with a $500 minimum are 10 basis points lower.

It appears a branch visit is required to open an account. Branches are locatd in the southeast suburbs of Phoenix in the cities of Gilbert and Queen Creek.

The bank has a 4 star rating (excellent) at BauerFinancial based on 3/31/08 data. It has been FDIC insured since 1998 (FDIC Certificate # 34485).
  Tags: Arizona, CD rates, InterBank (OK)

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