Dedicated to Deposits: Deals, Data, and Discussion

5.25% 60-Month / 5.00% 36-Month CD at a Florida CU (Keys)

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Keys Federal Credit Union is offering some competitive long-term certificates. These include a 5.25% APY 60-month certificate and a 5.00% APY 36-month certificate. The minimum deposit is $1,000, and it's available as an IRA certificate. There's also a 4.05% APY 23-month Flex certificate which has an one-time option to add funds during certificate term and an one-time option to bump rate to a better rate.

Membership is open to those who work or live anywhere in the Florida Keys. Please see their Who-Can-Join page for more details. Membership requires a $5 fee and a minimum balance of $5 in the share savings account.

Branches are located in Key West, Big Pine Key and Marathon Shores. The credit union is federally insured by the NCUA (Charter # 4135). It has $193.2 million in assets and 13,767 members.

For those who live in the Keys, you should be able to travel to the credit union today as Hurricane Ike heads west away from the Keys and into the Gulf. Glad to see the Hurricane miss Florida.

Thanks to the reader who mentioned this credit union in the comments.
  Tags: CD rates, IRA rates, Florida

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