Credit Union of New Jersey is offering some competitive CD rates. The most competitive rates include a 3.75% APY for 12 months, 4.00% APY for 18 and 24 months, 4.25% APY for 36 months, 4.50% APY for 48 months and 4.75% APY for 60 months. Minimum deposit is $500. Higher rates are available with account relationships and for Jumbo CDs. The same rates are also available for IRA certificates. These rates are listed in the credit union's rate table as of 12/31/08. Like many credit unions, new rates may take effect at the start of the month.
Membership is open to those who live, work, worship or attend school in Ewing Township and in parts of Burlington County or Trenton. Membership is also open to those who work for the State of New Jersey. Please refer to the credit union's Membership Page for the full details. Membership requires a minimum deposit of $25 in the regular share savings account.
The credit union is federally insured by the NCUA (Charter # 65597).