2.82% 6-Month CD & 3.03% 24-Month CD at SeaComm FCU in Northern NY - Local Only

SeaComm Federal Credit Union has several competitive rates for its share and IRA certificates. The best deals are its short- and mid-term certificates which include a 2.82% for 6 months, 2.85% for 12 months, 2.98% for 18 months and 3.03% for 2 years. Minimum deposit for the 6-month certificate is $2,500. Longer-term certificates have a $1,000 minimum. These rates are listed at the credit union's rate table as of 5/25/09.

Membership is open to those who live, work, worship or attend school anywhere in St. Lawrence County or in parts of Franklin County. Membership requires a minimum balance of $5 in the Regular Share Savings Account. Please refer to the credit union's Join-Us Page for more details.

The credit union has strong ratings for safety and soundness: 4 stars (sound) at Bankrate.com and 5 stars (superior) at BauerFinancial. Both ratings are based on 12/31/08 financial data. The credit union is federally insured by the NCUA (Charter # 15672).

Other High Certificate of Deposit Rates

For top CD rates nationally available, refer to my weekly rate summary. Many of the best CD deals are only locally available. To find the best deals in your state, refer to the index of state CD and bank deals.

Tags: New York, Sea Comm Credit Union, CD rates