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4.07% Reward Checking Account at Maine State Credit Union - Local Only


Maine State Credit Union
Maine State Credit Union is offering a reward checking account called Advantage Checking. The account has the following rates and features if certain monthly requirements are met:
  • 4.07% APY on balances up to $25,000
  • 0.25% on portion of balances above $25,000
  • 0.05% base rate if qualifications are not met
  • Refunds ATM fees up to $25 per cycle
The monthly requirements include:
  • 12 Visa check card purchases
  • One direct deposit or ACH debit
  • maintain online banking
  • Receive eStatements
There is no minimum balance requirement regardless of meeting the above requirements.

Membership is open to anyone who lives, works, worships, or attends school in Kennebec County or Somerset County. Also eligible are Maine State Employees. Please refer to the credit union's Become a Member page for the full details. Membership requires a minimum balance of $25 in the savings account.

Branches are located in Augusta and Waterville, Maine.

The credit union's ratings for safety and soundness are strong: 5 stars (superior) at BauerFinancial and 4 stars (sound) at Both ratings are based on 3/31/09 financial data. The credit union is federally insured by the NCUA (Charter # 63377).

Other Reward Checking Accounts

To find reward checking accounts in other areas of the nation or to learn more about these accounts, please refer to my High Yield Checking website.

  Tags: Maine, checking account, Maine State Credit Union, reward checking account

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