2.25% 15-Month CD at American Heritage FCU in Philadelphia - Local Only

American Heritage FCU is offering a 2.25% APY on a 15-month certificate. Other competitive rates include a 1.80% APY for a 6-month term and a 1.90% APY for an 8-month term (2% for Legacy Club members). Minimum deposit is $1,000, and the certificates are also available in an IRA. The rates are listed in the credit union's rates page as of 10/14/09.

Membership is open to anyone who lives, works, worships or attends school in Philadelphia, Pennsylvania and certain other parts of the Metro area. You can also be eligible via Select Employer Groups and via immediate family. Please see their how-to-join page for more details. Membership requires a $15 minimum deposit into a share savings account.

Branches are located in Philadelphia, PA and in several of the suburban areas. The credit union is federally insured by the NCUA (Charter # 5621).

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Tags: Pennsylvania, CD rates, IRA rates, American Heritage Credit Union