2.00% 15-Month CD at LA Financial Credit Union in CA & AZ - Local Only

La Financial Credit Union is offering a special 15-month certificate with a 2.00% APY. Minimum deposit is $1,000. It's also available as an IRA certificate. This promo is listed in the credit union's promotional page as of 1/07/2010.

Membership is open to those who live, work, worship, volunteer or attend school in Los Angeles County, California. Membership is also open to anyone who lives or works in Lake Havasu City, Arizona through Havasu Community Credit Union (a division of LA Financial CU). Please refer to LA Financial CU's membership page and Havasu Community CU's membership page for more details. A minimum $5 balance is required in the savings account to maintain membership.

Branches are located in Los Angeles, Pasadena and Norwalk, CA, and in Lake Havasu, AZ.

The credit union's ratings for safety and soundness are a little weak: 3 stars (adequate) at BauerFinancial (based on 9/30/09 data) and 1 star (lowest) at Bankrate.com (based on 6/30/09 data). The ratings were 1 star higher last January. The credit union is federally insured by the NCUA (Charter # 2024).

Other Top CD Rates for California

I've reported on a few good CD deals this week at banks and credit unions in Southern California. You can find these in my California bank deals page. To find nationwide CD deals or CD deals in other states, please refer to the following:

• CD rates at DepositAccounts.com
• My weekly list of hot nationwide and local CD deals

Tags: LA Financial Credit Union, California, Arizona, CD rates, IRA rates