Dedicated to Deposits: Deals, Data, and Discussion

2.55% 25-Month CD at University of Iowa Community CU - Local Only

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University of Iowa Community Credit Union
University of Iowa Community Credit Union is offering three competitive certificate and IRA specials:
  • 2.00% APY 15-month (2.15% over $100K)
  • 2.55% APY 25-month (ends 1/7/2010)
  • 2.75% APY 35-month, Add-On/Bump (2.90% over $100K)
Minimum deposit is $1,000. The 35-month CD special has a one-time bump and add-on option. The above rates are listed at the credit union's rates page as of 1/3/2010.

My last post on this credit union was in January 2008 when the credit union was offering 6.00% on balances up to $50K on its reward checking account. The rate and balance cap have fallen, but it still remains competitive with a 4% APY on balances up to $25K as of 1/3/10.

In addition to University of Iowa students, membership is open to those who live or work in any of the following Iowa counties: Johnson, Linn, Poweshiek, Iowa, Muscatine, Washington, Cedar, Tama, Louisa, Keokuk, Benton, Marshall, Jasper, or Mahaska. Please refer to the credit union's About Us page for more details.

Branches are located in Iowa City, Coralville, North Liberty and Grinnell.

The credit union's ratings for safety and soundness are above average: 4 stars (excellent) at BauerFinancial (based on 9/30/09 data) and 3 stars (performing) at Bankrate.com (based on 6/30/09 data). The credit union is federally insured by the NCUA (Charter # 60269).

Other Competitive Certificate of Deposit Rates
  Tags: University of Iowa Community Credit Union, Iowa, CD rates, IRA rates

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