InTouch Credit Union continues to offer some competitive CD and IRA CD rates. The most competitive is the 18-month IRA CD special which has a 2.25% APY. The standard certificate rates are also fairly competitive. The most competitive include a Jumbo 24-month CD with a 2.20% APY and a Jumbo 60-month CD with a 3.30% APY. These rates are listed in the credit union's rates page as of 3/23/2010.
InTouch Credit Union used to be EDS Credit Union. They just recently changed the name. It has been very common in the last several years for credit unions that were originally associated with a company to change to a more generic name.
In addition to EDS employees, membership is open to persons who live or work in Collin County, Texas. Also, eligible are persons who live, work, worship or attend school within a 10-mile radius of certain InTouch Credit Union locations. For more details on eligibility, please refer to the credit union's How to Join page.
Branches are located in Plano, Frisco and Carrollton, Texas; Santa Ana, California; Auburn Hills, Pontiac, Detroit and Troy, Michigan; Camp Hill, Pennsylvania; Herndon and Sterling, Virginia. Note, several branches are inside secure buildings (probably EDS facilities) and have limited access.
InTouch Credit Union's ratings for safety and soundness are above average: 4 stars (excellent) at BauerFinancial (based on 12/31/09 data) and 3 stars (performing) at Bankrate.com (based on 9/30/09 data). The credit union is federally insured by the NCUA (Charter # 68505).
Other Competitive Certificate of Deposit Rates
- Best CD rates at DepositAccounts.com
- My weekly list of hot nationwide and local CD deals