Liberty First Credit Union is offering several competitive CD and IRA CD rates for terms of 2 to 5 years. The best rates require a $75K minimum. These include a 3.15% APY for 5 years, 2.55% APY for 3 years and 2.00% APY for 2 years. The rates are 10 to 15 basis points lower for a $500 minimum. These rates are listed in the credit union's Share and IRA Certificate rates sheet as of 9/06/2010.
Membership is open to those who live, work, worship, attend school or volunteer in Lancaster county, Nebraska. Please refer to the credit union's membership page for the full details. Membership requires a minimum balance of $5 in the share savings account.
Branches are located in Lincoln, Nebraska.
The credit union has an overall health score of 4 out of 5 with a Texas Ratio of 10.85% at DepositAccounts.com. This is based on June 2010 NCUA data. Please refer to our financial overview of Liberty First Credit Union page for more details. The credit union is federally insured by the NCUA (Charter # 63757).
Searching for the Best CD and IRA CD Rates
It's getting difficult to find 5-year CDs with yields above 3.00%. For those who have $175K to invest, USAA Bank is offering a 3.31% APY 5-year CD nationwide. For smaller balances, 3% is about all that you can get. Sallie Mae Bank continues to offer a 3.00% APY 5-year CD that's available nationwide. These rates are as of 9/06/2010.
To search for the best nationwide rates and the best rates in your state, please refer to the following sections of DepositAccounts.com: