Dedicated to Deposits: Deals, Data, and Discussion
DETAILSINSTITUTIONAPYMINMAXPRODUCT
1st MidAmerica Credit Union1.51%$1k-60 Month CD
1st MidAmerica Credit Union1.15%$1k-35 Month CD Special
1st MidAmerica Credit Union1.15%$1k-35 Month IRA Special (Traditional,Roth,CESA)
1st MidAmerica Credit Union0.80%$1k-21 Month CD Special
1st MidAmerica Credit Union0.80%$1k-21 Month IRA Special (Traditional,Roth,CESA)
Accounts mentioned in this post. Rates as of July 22, 2014

Special 35-Month CD Rate at 1st MidAmerica Credit Union in Parts of IL & MO

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1st MidAmerica Credit Union is offering a special 35-month CD and IRA CD with a 2.22% APY. There's also a special 21-month CD with a 1.71% APY. The standard 5-year CD rate is fair at 2.52% APY. Minimum deposit is $1,000. These rates are listed at the credit union's savings rates page as of 10/31/2010. At the top of the table, it states "effective October 29, 2010 to November 4, 2010".

The 35-month CD rate compares favorably with the best 3-year CD rate from an internet bank. That's at iGObanking.com which is offering a 2.25% APY as of 10/31/2010.

Credit union membership is open to anyone who lives, works, or maintains an address in any of the following counties in Illinois: Madison, Macoupin, Montgomery, Bond, Fayette, Jersey, Greene and Calhoun. 1st MidAmerica is also open for membership to anyone who lives or works in Jackson County, Missouri. Please refer to the credit union Membership page for the full details.

Branches are located in the Illinois cities of Bethalto, Godfrey, East Alton, Alton and Jerseyville, and also in the Missouri city of Independence.

The credit union used to have the name Olin Community Credit Union. On October 1, 2010, this name changed to 1st MidAmerica Credit Union. According to the credit union the name change did not have anything to due with a merger.

1st MidAmerica Credit Union has an overall health score at DepositAccounts.com of 4 out of 5 with a Texas Ratio of 6.37% (excellent) based on June 2010 data. Please refer to our financial overview of 1st MidAmerica Credit Union for more details. The credit union is federally insured by the NCUA (Charter # 63932).

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  Tags: 1st MidAmerica Credit Union, Olin Community Credit Union, Illinois, Missouri, CD rates, IRA rates

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