Dedicated to Deposits: Deals, Data, and Discussion
LA Financial Credit Union1.05%$200k-60 Month Fixed Rate Term Share (Certificate) Account
LA Financial Credit Union0.75%$200k-36 Month Fixed Rate Term Share (Certificate) Account
Accounts mentioned in this post. Rates as of August 29, 2014

Competitive 3-Year CD Rates at LA Financial Credit Union in CA & AZ - Local Only


LA Financial Credit Union

LA Financial Credit Union is offering some competitive long-term CD and IRA CD rates. The most competitive is the 3-year CD which has a top rate of 2.15% APY for a $200K minimum deposit. Lower rates are available for smaller deposits including a 2.05% APY for a $100K deposit and 1.85% APY for a $10K deposit. The 5-year CD is not quite as competitive. Its top rate is 2.40% APY for a $200K deposit. According to the credit union's Term Share page, these CDs have an early withdrawal penalty of 180 days of dividends (interest). These rates are listed in the credit union's savings rates page as of 12/03/2010.

As a comparison to internet banks on 12/03/2010, the best 3-year CD rate for small deposits is 2.05% APY at Bank of Internet USA. For very large deposits ($175K), the best 3-year CD rate is 2.30% APY at USAA Bank.

Credit union membership is open to those who live, work, worship, volunteer or attend school in Los Angeles County, California. Membership is also open to anyone who lives or works in Lake Havasu City, Arizona through Havasu Community Credit Union (a division of LA Financial CU). Please refer to LA Financial CU's membership page and Havasu Community CU's membership page for more details. A minimum $5 balance is required in the savings account to maintain membership.

Branches are located in Los Angeles, Pasadena and Norwalk, CA, and in Lake Havasu, AZ.

The credit union has an overall health score at of 4 out of 5 with a Texas Ratio of 12.44% (excellent) based on September 2010 data. Please refer to our financial overview of LA Financial Credit Union for more details. The credit union is federally insured by the NCUA (Charter # 2024).

Searching for the Best CD Rates

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Related Pages: LA Financial Credit Union, California, Arizona, CD rates, IRA rates

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