HarborOne Credit Union is offering two short-term CD specials: 1.25% APY for a 7-month term and 1.30% APY for a 10-month term. Minimum deposit is $1,000 for a regular CD and $500 for an IRA. The credit union also has competitive rates on its regular long-term CDs. This includes a 2.70% APY 5-year CD, 2.40% APY 4-year CD and a 2.00% APY 3-year CD. You can get a rate that's 15 basis points higher if you have the Advantage Gold Checking Account. This requires a $15K combined balance to avoid a $20 monthly fee. These rates are listed at the credit union's deposit rates page as of 12/10/2010.
As a comparison to internet banks on 12/10/2010, the best 6-month CD rate is 1.11% APY at Aurora Bank FSB and the best 5-year CD rate is 2.55% APY at First Internet Bank.
Credit union membership is open to those living or working in Bristol, Norfolk, Plymouth, or Barnstable counties. Please refer to the credit union's About Page for more details.
Branches are located in the Massachusetts cities of Abington, Bridgewater, Brockton, Canton, Easton, Middleborough, Plymouth, Randolph and Raynham.
It's a sizable credit union with $1.8 billion in assets. The credit union has an overall health score at DepositAccounts.com of 4 out of 5 with a Texas Ratio of 14.59% (excellent) based on September 2010 data. Please refer to our financial overview of HarborOne Credit Union for more details. The credit union is federally insured by the NCUA (Charter # 67560).
Searching for the Best CD Rates
To search for the best nationwide rates and the best rates in your state, please refer to the following tables at DepositAccounts.com: