| Bank or Credit Union | Apy | Min | Max | Product | |
| Atlas Bank | 0.63% | $2,500 | - | 5 Year CD | |
| Atlas Bank | 0.60% | $2,500 | - | 2 Year IRA | |
| Atlas Bank | 0.60% | $2,500 | - | 2 Year Roth IRA | |
| Atlas Bank | 0.60% | $2,500 | - | 2 Year ESA | |
| Atlas Bank | 0.55% | $2,500 | - | 2 Year CD | |
| Atlas Bank | 0.34% | $2,500 | - | 3 Year CD |
Top 2-Year IRA CD Rate in New York City at Atlas Bank - Local Only
It's common for banks to offer IRA deals this time of year. You have until April 17th to make an IRA contribution for 2011. In this interest rate environment, I haven't seen as many of these deals this year. I came across one today at Atlas Bank which is offering a 1.71% APY on its 2-year IRA CD. This is available for Roth, Traditional IRA and ESA accounts. Its standard CDs are fairly competitive. Some of these include a 1.31% APY 2-year CD, a 1.56% APY 3-year CD and a 2.02% APY 5-year CD. Minimum deposit is $2,500. These rates are listed in the bank's deposit rates page as of 2/15/2012.
A branch visit is required to open an account. Atlas Bank branches are located in Brooklyn and Staten Island.
Atlas Bank continues to be financially healthy. It has an overall health score of 5 stars (out of 5) with a Texas Ratio of 3.12% (excellent) based on September 2011 data. Please refer to our financial overview of Atlas Bank for more details. The bank has been a FDIC member since 1955 (FDIC Certificate # 30783).
How This CD Rate Compares
The best nationally available 2-year IRA CD rate is 1.36% APY at Melrose Credit Union as of 2/15/2012. This is also available as a regular CD.
Searching for the Best IRA CD Rates
To search for the best nationwide IRA rates and the best IRA rates in your state, please refer to the IRA rates section of DepositAccounts.com.
Banks Mentioned in this Post:
| Atlas Bank Locations: 2 Health Rating:  |   |
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