Dedicated to Deposits: Deals, Data, and Discussion
Sea Comm Credit Union1.88%$1k-5 Year CD
Sea Comm Credit Union1.70%$1k-4 Year CD
Sea Comm Credit Union1.52%$1k-3 Year CD
Sea Comm Credit Union1.08%$1k-2 Year CD
Accounts mentioned in this post. Rates as of July 28, 2014

Top CD Rates Continue at Sea Comm Federal Credit Union in NY - Local Only


Sea Comm Credit Union

There are a few credit unions around the nation that offer top CD rates. Unfortunately, most of these credit unions have narrow fields of membership, and that's the case with Sea Comm Federal Credit Union. The credit union continues to offer very competitive rates for its share and IRA certificates. The best deals are its long-term and mid-term certificates which include a 2.49% APY 5-year CD and a 2.02% APY 3-year CD. Other top rates include a 2.25% APY 4-year CD and a 1.43% APY 2-year CD. Minimum deposit is $1,000. These rates are listed at the credit union's rate page as of 5/22/2012.. The credit union also has a loyalty rewards relationship program. If you can qualify for this program, you may be able to get an extra 0.50% on the certificate rates.

Credit union membership is open to those who live, work, worship or attend school anywhere in St. Lawrence County or in parts of Franklin County in New York State. Membership requires a minimum balance of $5 in the Regular Share Savings Account. Please refer to the credit union's Join-Us Page for more details.

The credit union has an overall health score at of 5 stars (out of 5) with a Texas ratio of 3.38% (excellent) based on December 2011 data. Please refer to our financial overview of Sea Comm Federal Credit Union for more details. The credit union is federally insured by the NCUA (Charter # 15672).

How These CD Rates Compare

The best 5-year CD rate that's nationally available is 2.25% APY at Astera Credit Union. The best 3-year CD rate is 1.76% APY at Melrose Credit Union. Both of these credit unions make it easy for anyone in the nation to qualify for membership. These rates are accurate as of 5/22/2012.

Searching for the Best CD and Checking Rates

To search for the best nationwide CD rates and the best CD rates in your state, please refer to the following sections of

  Tags: New York, Sea Comm Credit Union, CD rates, IRA rates

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Comment #1 by Anonymous posted on
There are nooks and crannies like this throughout US i.e:

Iowa areas, Texas, Upstate NY at this CU as well as the local Massena Savings and Lone and almost all Ukranian Self Reliance CUs have high rates