Dedicated to Deposits: Deals, Data, and Discussion

Competitive 14-Month CD Rate at HarborOne Credit Union in MA


HarborOne Bank

HarborOne Credit Union is offering a 14-month CD special. It has a 1.15% APY with a minimum deposit of $1,000 ($500 for IRAs). Maximum deposit is $1 million. This special is listed in the credit union's deposit rates page as of 8/28/2012. It's a limited time summer special.

Credit union membership is open to those living or working in Bristol, Norfolk, Plymouth, or Barnstable counties. Please refer to the credit union's About Page for more details.

Credit Union Overview

Branches are located in the Massachusetts cities of Abington, Bridgewater, Brockton, Canton, Easton, Middleborough, Plymouth, Randolph and Raynham.

The credit union may soon become a bank. In March its board of directors voted to move ahead with a conversion to a mutual savings bank. Deposits would then be insured by the FDIC instead of the NCUA so there would be no change in the safety of members' deposits.

It's a sizable credit union with $1.89 billion in assets. The credit union has an overall health score at of 3 stars (out of 5) with a Texas Ratio of 16.21% (average) based on March 2012 data. Please refer to our financial overview of HarborOne Credit Union for more details. The credit union is federally insured by the NCUA (Charter # 67560).

How This CD Rate Compares

This credit union's 14-month CD rate compares favorably with the best nationally available 1-year CD rate. That's 1.10% APY at both CIT Bank and Bank of Internet USA. CIT Bank has the best deal since it allows an add-on deposit and a bump-up option. This rate is accurate as of 8/28/2012.

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To search for nationwide CD rates and CD rates in your state, please refer to the best CD rates section of

  Tags: HarborOne Bank, CD rates, IRA rates, Massachusetts

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