6.43% 36-Month / 6.16% 14-Month CD at an Alabama CU (Energon)


Energen Credit Union is offering a 6.43% APY 36-month and a 6.16% APY 14-month share certificate. The 14-month requires new money. Engergen has some nice CD features. They allow additional deposits into the CDs. The early withdrawal penalty is only 2 months of interest for terms of greater than 12 months.

Unfortunately, the field of membership is limited to a few Select Employer Groups (Energen/Energen Resources/Alagasco Corporation). Family are also eligible, and the they do have a broad definition of family that includes cousins, uncles, aunts, nieces and nephews.

Branches are located in Birmingham and Montgomery, Alabama.

The credit union is NCUA insured. It's a small credit union with $14.8 million in assets and 2.3K members. It has a 5 out of 5 star rating at BauerFinancial.

Thanks goes to Victor who mentioned these CDs in the finding deals post.