APG Federal Credit Union MyTimes CD Has Special Rate For Those 50+

POSTED ON BY

Deal Summary: 36-month MyTimes CD, 1.35% APY, $100 minimum deposit.

Availability: Residents of Cecil and Harford Counties, Maryland, and nine census tracts of Middle River (Baltimore County), Maryland.

APG Federal Credit Union (APGFCU) offers special rates for members age 50 and over, including the 36-month MyTimes CD earning 1.35% APY. The minimum opening deposit is only $100, with no stated balance cap.

APYMINMAXINSTITUTIONPRODUCTDETAILS
0.80%$100-APG Federal Credit Union (APGFCU)36 Month MyTimes CD
0.80%$100-APG Federal Credit Union (APGFCU)36 Month MyTimes IRA (Traditional, Roth, CESA, SEP)
Rates as of October 20, 2021.

The MyTimes CD is also available as an IRA CD (Traditional, Roth, CESA, SEP), earning the same APY with the same $100 minimum deposit requirement.

According to CSR, the Early Withdrawal Penalty for the 36-month MyTimes CD is 180 days of interest. Partial withdrawals are allowed, with the penalty applying to the amount being withdrawn.

Availability

Headquartered in Edgewood, Maryland, APG Federal Credit Union’s field of membership (FOM) is residency-based, with individuals who live, work, worship, attend school, or volunteer in Cecil or Harford Counties, or in certain areas of Middle River (based on census tracts) eligible for membership.

Immediate family members and household members of a current APGFCU member or a membership-eligible individual are also eligible to join.

Joining APGFCU can be done online.

Once you have submitted an online membership application, please allow approximately 48 hours for completion of the process. You will be notified via email, phone, or post mail once we have finalized your application.

According to CSR, opening a MyTimes CD must be done in-branch. The 13 Maryland branches, located in Aberdeen, Aberdeen Proving Ground (restricted access), Bel Air (3), Belcamp, Chesapeake City, Edgewood, Elkton, Fallston, Forest Hill, Havre de Grace, and North East, are “open for member services needs by appointment only.” You can request an appointment on the Branch Appointment Request page.

You must complete payment of $5.00 in your Regular Share
account as a condition of admission to membership.

Credit Union Overview

APG Federal Credit Union has an overall health grade of "B+" at DepositAccounts.com, with a Texas Ratio of 5.18% (excellent) based on June 30, 2020 data. In the past year, APGFCU has increased its total non-brokered deposits by $214.43 million, an excellent annual growth rate of 16.93%. Please refer to our financial overview of APG Federal Credit Union (NCUA Charter # 2540) for more details.

Formerly known as the Aberdeen Proving Ground Federal Credit Union, APG Federal Credit Union was established in 1938 by a small group of Aberdeen Proving Ground (APG) employees. (APG is the U.S. Army's oldest active proving ground, established in October 1917, six months after the U.S. entered World War I.) The Credit Union’s first "home" was a single cash drawer in a small APG office. Through a charter change and subsequent FOM expansion, APGFCU has grown to become Maryland’s fifth largest credit union, with nearly 139,000 members and assets in excess of $1.6 billion.

How the MyTimes CD Compare

When compared to 263 similar length-of-term CDs tracked by DepositAccounts.com that require a minimum deposit of $5k or less and are available within the FOM, APG Federal Credit Union’s 36-month MyTimes CD APY currently ranks second.

The above rates are accurate as of 10/10/2020.

To look for the best nationwide CD rates and the best CD rates in your state, please refer to our CD Rates Table page.

Related Pages: Baltimore CD rates, 5-year CD rates

Comments
APG Federal Credit Union (MD) Offers 3.00% APY On 23-Month CD
Deal Summary: CD Specials – 13-month (2.75% APY) and 23-month (3.00% APY), $100 minimum deposit, new money.

Availability: Residents of Cecil and Harford Counties, Maryland, and certain census tracts of Middle River (Baltimore County), Maryland.

APG Federal Credit Union (APGFCU) started the week by introducing two CD Specials: 13-month (2.75% APY) and 23-month (3.00% APY). The minimum opening deposit is only $100, with no stated balance cap. New money is required to earn the stated APYs and is defined simply as “money not already on...

Continue Reading
APG Federal Credit Union Has Limited-Time 3.00% APY On 24-Month CD
Deal Summary: 24-month CD, 3.00% APY, $100 minimum deposit

Availability: Residents of Cecil and Harford Counties, Maryland, and certain census tracts of Middle River, Maryland.

Earlier this month, APG Federal Credit Union (APGFCU) announced a limited-time 3.00% APY on its 24-month CD. The minimum opening deposit is a low $100, and there is no stated balance cap.

The 24-month CD is also offered as an IRA (Traditional, Roth, CESA, SEP), earning the same 3.00% APY with the same funding requirements.

DA has been tracking the 24-month CD since...

Continue Reading
APG Federal Credit Union Has 30-Month CD Special, 3.50% APY
Deal Summary: 30-month CD Special, 3.50% APY, $100 minimum deposit, new money.

Availability: Residents of Cecil and Harford Counties, Maryland, and certain census tracts of Middle River, Maryland.

APG Federal Credit Union (APGFCU) is currently offering a 30-month CD Special that earns an eye-catching 3.50% APY. This limited-time CD Special can be opened with a low $100 minimum deposit and requires new money, which is defined as “money not already on deposit with APGFCU.”

According to CSR, the Early Withdrawal Penalty for CDs with terms of...

Continue Reading
APG FCU's (MD) 48-Month CD Skyrockets
Deal Summary: 48-59 month CD, 2.80% APY, $100 minimum deposit.

Availability: Residents of Cecil and Harford Counties, Maryland, and certain census tracts of Middle River, Maryland.

Earlier this week, APG Federal Credit Union (APGFCU) added 185 bps to its 48-59 month CD, upping the APY to 2.80%. Like most of APGFCU’s CDs, the 48-59 month CD can be opened with a $100 minimum deposit; there is no stated balance cap.

If the “APG” name sounds familiar, it may be because Aberdeen Proving Ground Federal Credit Union recently re-branded...

Continue Reading
Aberdeen Proving Ground FCU (MD) 15-Month CD Promo Ending Soon
Availability: Residents of Cecil and Harford Counties, Maryland, and certain census tracts of Middle River, Maryland.

Aberdeen Proving Ground Federal Credit Union (APGFCU) is offering a 15-month CD (1.50% APY) that expires on March 31, 2016. The minimum deposit is $100, with no balance cap.

APGFCU also has a 25-month Step-Up CD (2.00% APY) that has no stated end date. The minimum deposit is $100, with no balance cap. (An earlier promotional version of the 25-month Step-Up CD did have a $5k balance cap, but according...

Continue Reading

More Past Offers



The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.