Alta Vista Credit Union (CA) 60-Month CD Earns 3.00% APY


Deal Summary: 60-month Share Certificate, 3.00% APY, $1k minimum deposit.

Availability: Residents of Riverside and San Bernardino Counties, California.

Alta Vista Credit Union’s (Alta Vista) 60-month Share Certificate has been earning 3.00% since the beginning of the year. (CSR stated he hadn’t heard of any upcoming rate drops for the 60-month Share Certificate.) The minimum opening deposit is $1k, with no stated balance cap.

The 60-month Share Certificate is also offered as an IRA (Traditional or Roth), earning the same APY, but according to the Truth-in-Savings (TIS) disclosure,

Maximum IRA Certificate to earn the stated APY is $50,000.

The TIS also lists the following Early Withdrawal Penalty:

Terms of 24 months or longer, the greater of $100.00 or 365 days’ dividends on the amount withdrawn.

There is a 10 day grace period before the 60-month Share Certificate automatically renews.


Headquartered in Redlands, California, Alta Vista Credit Union’s field of membership (FOM) is primarily residency-based, with those who live, work regularly, or worship in the California counties of Riverside or San Bernardino qualifying for membership.

Family members of individuals who are membership-eligible are welcome to apply.

U.S. Federal employees and active members/veterans of the U.S. Armed Forces (including Coast Guard, U.S. Armed Forces Reserve, National Guard) are also eligible for membership.

Joining Alta Vista and/or opening a Share Certificate can be done at either of two full-service California branches located in Redlands and Rialto. The Membership Application is available as a PDF and can be printed to expedite the application process.

A $5 non-refundable membership fee is required to become an Alta Vista member.

Alta Vista participates in the CO-OP ATM network but not the Shared Branch network.

Credit Union Overview

Alta Vista Credit Union has an overall health grade of "B+" at, with a Texas Ratio of 5.88% (excellent) based on June 30, 2019 data. In the past year, Alta Vista has increased its total non-brokered deposits by $4.73 million, an excellent growth rate of 3.14%. Please refer to our financial overview of Alta Vista Credit Union (NCUA Charter # 64531) for more details.

Chartered in 1943, Alta Vista Credit Union was originally known as Norton Air Force Base (NAFB) Credit Union, serving military and civilian personnel assigned to the Base. (NAFB was a logistics depot and heavy-lift transport facility for a variety of military aircraft, equipment, and supplies.) Following the closure of NAFB in 1994, the Credit Union obtained a community charter and rebranded as Alta Vista.

How the Share Certificate Compares

When compared to 240 similar length-of-term CDs tracked by that require a similar minimum deposit and are to Southern California residents, Alta Vista Credit Union's 60-month Share Certificate APY ranks first.

The above rates are accurate as of 11/18/2019.

Looking for the best CD rates, either nationwide or state specific? Please refer to’s CD Rates Table.

Related Pages: Los Angeles CD rates, 5-year CD rates


5.00% 5-Month CD at Alta Vista Credit Union in Southern California
Alta Vista Credit Union is having a Grand Opening CD with a 5.00% APY for a term of 5 months. The minimum deposit is $2,500, and new money is required. There's a link on the front page that points to the promotional page (pdf). The grand opening is November 8th. The offer expires November 13, 2008.

The new office of the grand opening is located at 1425 W. Lugonia Avenue, Redlands.

$100 Checking Account Bonus

The credit union continues to offer a checking account bonus of up to $100. The first $50 requires...

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$100 Checking Account Bonus at Alta Vista Credit Union in Southern California
Alta Vista Credit Union is offering a checking account bonus of up to $100. The first $50 requires that you open the Checking Account and use your VISA check card 8 times during the first 30 days. The second $50 requires signing up for Direct Deposit. Offer expires on August 31, 2008.

This special doesn't seem to be listed at the credit union's website. It was advertised in today's Riverside Press-Enterprise Newspaper. The ad is available online here.

Membership is open to those who live, work or worship in San Bernardino...

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