Associated Credit Union of Texas Has Competitive Premier Checking

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Deal Summary: Reward Checking Account called Premier Checking, 3.00% APY up to $20k.

Availability: Individuals who live, work, worship, or attend school in the Texas counties of Brazoria, Galveston, or Harris, or within ten miles of the Brenham branch location.

Associated Credit Union of Texas’ (ACU of Texas) Premier Checking currently earns 3.00% APY on qualifying balances up to $20k. Qualifying balances of $20k+ earn 0.05% APY, as do non-qualifying balances.

APYMINMAXINSTITUTIONPRODUCTDETAILS
3.00*%-$20kAssociated Credit Union Of TexasPremier Checking
OTHER TIERS: 0.05% $20k+
Accounts mentioned in this post. Rates as of May 21, 2017.

Premier Checking Monthly Qualifying Requirements

  • At least 10 signature-based debit card transactions.
  • Direct Deposit of at least $500.
  • Receive eStatements.

The Premier Checking account requires a minimum opening deposit of $100, and has a $1 minimum balance requirement to keep the account open. There is a $5 monthly service charge should the average daily balance fall below $5k.

Availability

Headquartered in League City, Associated Credit Union of Texas’ field of membership (FOM) is residency based, with individuals who live, work, worship, or attend school in the Texas counties of Brazoria, Galveston, or Harris, or within ten miles of the Brenham branch location eligible to join.

Family/household members of current ACU of Texas members also qualify for membership.

Joining ACU of Texas and/or opening a Premier Checking account can be done online, or in person at any of 16 Texas branches located in Alvin, Brenham, Cypress, Deer Park, Friendswood, LaMarque, League City (3), Pasadena (2), Pearland (3), Santa Fe, and Texas City.

Credit Union Overview

Associated Credit Union of Texas has an overall health grade of "A" at DepositAccounts.com, with a Texas Ratio of 1.77% (excellent), based on December 31, 2016 data. In the past year, ACU of Texas increased its total non-brokered deposits by $36.85 million, an excellent annual growth rate of 12.57%. Please refer to our financial overview of Associated Credit Union of Texas (NCUA Certificate # 60608) for more details.

Founded in 1968, Associated Credit Union of Texas is currently Texas’ 55th largest credit union, with more than 36,300 members and assets in excess of $376 million. ACU of Texas is sponsoring a fundraiser for Assistant Chief Deputy, Clint Greenwood.

We're collecting donations in honor of fallen Assistant Chief Deputy Clint Greenwood who was gunned down on April 03. All proceeds donated will be given to Deputy Greenwood's family and ACU of Texas will match the total amount raised, up to $1500.00. Stop by any one of our sixteen branches to make a donation and get a Heroes bracelet.

How the Premier Checking Compares

When compared to the 36 High Yield Reward Checking Accounts tracked by DepositAccounts.com that are available within the FOM and have maximum qualifying balances of at least $20k, Associated Credit Union of Texas’ Premier Checking APY currently ranks second.

Interest RateAccount NameCredit Union/Bank
4.59% APYFree Rewards Checking - High (up to $20k)Consumers Credit Union
3.00% APYPremier Checking (up to $20k)Associated Credit Union of Texas
2.27% APYKasasa Cash (up to $35k)New Buffalo Savings Bank

The above rates are accurate as of 4/27/2017.

To look for the best Reward Checking Account rates, both nationwide and in your state, please refer to our High Yield Reward Checking Account rates table or our Rates Map page.

Related Pages: Houston checking accounts, reward checking accounts

Comments
3.50% 7-Month CD and Other High CD Rates at Associated Credit Union of Texas
Associated Credit Union of Texas is advertising a special 3.50% APY 7-month CD. Minimum deposit is $10,000, and new money is required. This special doesn't seem to be listed at the credit union's website. It was advertised in today's Houston Chronicle (1/25/09). The ad is available online here. Other competitive CD rates are listed in the credit union's rate table as of 1/25/09. The most competitive include 3.25% APY 6-month, 3.35% APY 12-month and 3.40% APY 18-month. Jumbo CDs with a $50K minimum offer an extra 10 basis points. The...
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4.75% 11-Month CD at a Houston CU (Associated Credit Union of Texas).
Associated Credit Union of Texas is advertising a 4.75% APY 11-month CD. The minimum deposit is $1,000. New money is required. This special doesn't seem to be listed at the credit union's website. It was advertised in yesterday's Houston Chronicle. The ad is available online here.

The credit union also has other competitive rates listed on its rate page with a yield of 4.60% APY for terms from 12 to 60 months with a minimum deposit of $50K. The rate table has a date of Feb 1, 2008, so hopefully these...

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