Bank of America

Overview / Commentary
100 N Tryon St
Charlotte, NC 28202

Bank of America (BofA) was established in 1904. Since then, through the ups and downs of financial growth and crises, it has grown to become one of the “big four” banks in the United States (the others are JPMorgan Chase, Citigroup, and Wells Fargo). Headquartered in Charlotte, North Carolina, Bank of America has operations in more than 35 countries around the world.

Bank of America offers a full range of financial products and services. Its personal depository banking products include checking accounts, savings accounts, money market accounts, Certificates of Deposit (CDs), and Individual Retirement Accounts (IRAs). Its checking accounts, both interest bearing and non-interest bearing, feature online banking, mobile banking, debit cards, and available overdraft protection. BofA’s savings accounts can be used as overdraft protection for BofA checking accounts. Furthermore, the bank provides Health Savings Accounts (HSAs), which can be used to pay for qualified medical expenses.

Bank of America’s money market accounts offer higher interest rates to customers as a relationship banking reward. At the time of this writing, enrollment in the relationship banking program requires both a BofA personal checking account and a certain 3-month average combined balance in BofA banking accounts and/or Merrill Lynch or Merrill Edge investment accounts.

As for CDs, the terms range from 28 days to 10 years, with higher interest rates for longer terms. For the standard CDs, BofA does not allow any additional deposits until the CD matures, and there is an early withdrawal penalty. However, the bank also offers a short-term CD with no early withdrawal penalty, for customers looking to keep their funds relatively liquid.

BofA provides both Traditional and Roth IRA products, available as IRA money market accounts or IRA CDs , as well as brokerage IRAs through Merrill Edge. The bank also offers a variable rate CD IRA, to which deposits can be made at any time, and a short-term CD IRA with no early withdrawal penalty.

For business customers, BofA offers business checking accounts, business savings accounts (including business HSAs), business CDs, business IRA options (provided through Merrill Edge), and relationship banking benefits to higher-balance business customers. The bank’s business checking accounts vary by account balance and transaction volume, and they offer access to BofA’s business savings accounts, which are money market accounts with varied interest rates, depending on the account balance. Finally, as for business CDs, BofA offers terms from 7 days to 10 years, including a short-term business CD without an early withdrawal penalty.

Related Posts

Bank Of America 13-Month CD Rates - 5/20/2023

When I searched the Bank of America website today, I discovered that their standard 13-month “Fixed Term CD” had a rate of 0.03% APY. For a giant monster megabank, this subterranean CD rate did not surprise me. What I did not expect was to find that they also offer a 13-month “Featured CD” with a rate of 4.75% APY. They also have a 7-month “Featured CD” at 4.75% APY. BofA CD rates vary by location. The rates which I listed are for the location of BofA’s headquarters in Charlotte, NC. To check the rates in your location, see: (BTW…BofA is currently offering a 1-year @ 5.15% (APR) new-issue, non-callable, brokered CD at Fidelity, Vanguard, and TD Ameritrade)

Bofa CD Rates Less Pathetic - 10/31/2022 In the Los Angeles and Washington State markets, 13 and 25 month "featured" CDs at 2.47% (2.50% APY). Everything else is 0.05% or less. I picked other markets at random (Kansas, South Carolina) and they were at 2.00% APY or others (Charlotte, Northern California) at 2.25% APY.

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5/1/15 - $200 Checking Bonus For Boa Mortgage Holders
11/6/14 - BofA Triples Third-Quarter Loss Due To Forex Legal Expense
10/23/14 - Bank Of America Apologizes For Double Charging On Apple Pay
10/20/14 - Bank Of America Account Closure Question
9/19/14 - U.S.: BofA Bid To Void $1.27 Billion Fraud Verdict Defies Common Sense
6/23/14 - Bank Of America Expands Rewards Program But Don't Expect High Rates
4/29/14 - How Bank Of America Lost Billions And Forgot To Tell Regulators
4/9/14 - BofA Paying $772M Over Selling Credit Card Extras
4/4/14 - Bank Of America Close To Settling On Credit Cards With U.S. Regulator
3/27/14 - Bank of America To Pay $9.3 Billion To Settle Mortgage Bond Claims
3/7/14 - Bank Of America Rolling Out New Fee Checking Account With No Overdraft
2/2/14 - Bank Of America’s Philanthropy and Super Bowl Commercial - Makes a Difference?
1/26/14 - Bank Of America's Trading Practices Have Been Probed, Filing Shows
1/24/14 - How Low Can Bank of America’s Deposit Account Rates Go?
1/18/14 - Bank of America To Shutter More Branches, Mobile Banking Grows
1/15/14 - Bank Of America Q4 Profit Beats Estimates
12/2/13 - BofA Employees Picket Video Teller Technology
10/29/13 - Zombie Accounts - Trying to Close a Bank of America Checking Account
10/12/13 - Bank Of America Posting Order Change - Unknown Effective Date
8/27/13 - Judge Tosses BofA Lawsuit Vs. FDIC
8/7/13 - US Government Sues Bank Of America
6/15/13 - BofA Gave $500 Bonuses To Foreclose On Clients, Suit Claims
5/24/13 - The Great Undoing Of Bank Of America
5/8/13 - Ruling Clears Way For $7 Billion A.I.G. Suit Against Bank Of America
4/19/13 - BofA Rolls Out ATMs With Live Teller Video Chat
4/17/13 - Bank of America Profit Quadruples As Expenses, Provisions Fall
3/9/13 - New Bank Of America Credit Card Offers Cash For Paying Off Debt
2/1/13 - Bank Of America Website Has Been Down Since 10Am ET
12/12/12 - Bank of America's Higher Checking Fees Unfair To Customers In MA, AZ And GA
12/2/12 - Bank Of America Is Holding Off On Plans For New Checking-Account Fees
10/17/12 - Bank Of America's Q3 Earnings Report - Insights For Depositors
9/27/12 - Bank Of America Checking Labeled As Inactive Even With ACH Deposits & Withdrawals
9/20/12 - Bank Of America Cutting 16,000 Jobs By Year End In Cost-Plan Acceleration
8/29/12 - BofA Joins Chase, Citibank In Simplifying Checking Disclosures
8/21/12 - Bank Of America To Keep 'Zombie' Checking Accounts Closed In Policy Shift
8/20/12 - Why A NYT Writer Still Does Business With Bank Of America
8/15/12 - Review Of Bank Of America's Mobile Check Deposit
7/31/12 - Bank of America's New Checking Account Bonuses - $200, $100 & $75 Based on Your State
7/25/12 - Last Chance for 2 Percent CDs? What I Found at Bank of America
7/24/12 - Bank Of America Slashes ATM Network In Cost-Cutting
7/24/12 - Bank Of America Rolling Out New Mobile Banking Services
6/30/12 - Bank Of America's Purchase Of Countrywide Was A $40 Billion Mistake
6/20/12 - Detroit Man Gambles Away $1.5 Million Accidentally Given By ATM
6/12/12 - $150 Checking Account Bonus For Bank Of America Credit Card Customers - YMMV
5/31/12 - 3 Years After Taxpayer Bailout, Bank Of America Ships Jobs Overseas
5/19/12 - Bank Of America Shuttered 154 Branches In Q1
5/8/12 - Bank Of America Starts Mortgage Reduction Effort
4/24/12 - Bank of America Advertising a $100 Checking Account Bonus
4/24/12 - Checking Bonus
4/19/12 - Bank Of America Q1 2012 Earnings & My Deposit Growth Observation
4/19/12 - $100 Checking Account Bonus At Bank Of America Branches In Some States
3/8/12 - Was Bank Of America Negligent In Allowing Man To Embezzle Public Funds?
3/2/12 - Bank of America's Checking Account Fees in the News Again
3/1/12 - Bank Of America Considers Revamping Checking Accounts
2/9/12 - Bank Of America Declares Live Man Dead
2/2/12 - Bank Of America Takes Back My Claim Money Because My Account Was Compromised Twice
1/25/12 - Group Calls For U.S. To Break Up Bank Of America
1/24/12 - Bank Of America Testing New Credit Card Cash Back Service
1/24/12 - Bank Of America's Deposit Strategy
1/19/12 - Bank Of America Q4 2011 Earnings
1/14/12 - Report Claims Bank Of America Told Fed It Could Sell Branches In Emergency
1/4/12 - Bank Of America Severing Some Small-Business Credit Lines
1/4/12 - Bank Of America Branch Refuses To Deposit Wedding Gift Checks Because Bride Didn't Change Her Name
12/29/11 - Can Bank Of America Survive A 'Run On The Bank' In 2012?
12/23/11 - CD's For A Organization..
11/22/11 - Bank of America Warned By Regulators To Get Stronger
11/18/11 - Bank Of America Allegedly Gave Man's Account To Another With Same Name
11/14/11 - My Problems with a Mega Bank Part 2 - Bank of America
11/9/11 - Bank of America IRA CD Early Withdrawal Issues
11/1/11 - Bank of America is Latest Big Bank to Back Down on Debit Card Fees
10/28/11 - Bank Of America Is Revamping Debit Card Fees
10/12/11 - Bank Of America Tries To Burnish Tarnished Image With Ads
10/6/11 - Best Response to Bank of America's New Debit Card Fee?
10/3/11 - Bank Of America, Chase, And Citibank Bonuses
10/3/11 - Bank Of America's Website Is Down Again
9/30/11 - Bank of America Adding Debit Card Fees - Future for Debit Cards?
9/29/11 - Reminder: Bank Of America's Museums On Us Program
8/5/11 - Bank Of America Starts Overdraft Rebate Outreach
8/5/11 - Bank Of America Online System Experiencing Problems
7/18/11 - Tips For Receiving A Bank Of America Fee Refund
7/17/11 - Bank Of America Customer Forced To Pay CD Early Withdrawal Penalty On Last Day Of Grace Period
7/14/11 - Bank Of America Paying Out $410 Million For Reordering Your Transactions To Maximize Overdraft Fees
7/12/11 - Bank Of America's Handling Of Blunder Is Troubling
7/7/11 - Woman's Accounts Frozen After $3M Overdraft
6/25/11 - Another Fee Increase At Bank Of America: Replacing A Debit Card
6/15/11 - Bank of America Changing Checking Accounts and Increasing Fees
5/25/11 - Bank Of America Security Breach
5/25/11 - Will New Checking Account Fees Have Any Effect on Bank of America?
5/10/11 - Bank Of America To Allow Texts To OK Overdrafts
5/6/11 - Bank of America Increases CD Early Withdrawal Penalties
5/6/11 - Bank Of America Seriously Increases CD Early Withdrawal Penalty. Is It Retroactive?
4/28/11 - Checking Account Fees Going Up At Bank Of America
4/28/11 - Bank Of America Issuing State Tax Refunds As Fee-Heavy Debit Cards
4/21/11 - Unintentional Sign-Up Of Bank Of America Customer Years Program
4/12/11 - Bank Of America ATM Check Deposit Incident
3/31/11 - Bank Of America Begins Promoting Rapport Security Software
3/22/11 - Credit Limits
3/21/11 - New Fee At Bank Ofamerica
2/11/11 - Bank Of America To Close Some Branches & Transform Some Into Merrill Lynch Specialty Stores
1/19/11 - New Fee For Those With Bank Of America Mortgages
1/14/11 - Bank Of America's Online Banking Outage
1/6/11 - Bank Of America Testing New Checking Accounts With New Fees In AZ, GA & MA
11/1/10 - Debit Card Fraud Resolution Problems At Bank Of America
10/21/10 - Future Bank Of America Checking Accounts?
10/19/10 - Bank of America's Third Quarter Earnings Report from a Depositor Point of View
10/15/10 - Bank Of America Experimenting With New Fees
10/11/10 - Bank Of America's Checking Account Bonus: $300 Mortgage Principal Reduction
9/21/10 - $150 Promo From Bank Of America
9/21/10 - Bank Of America Patents Method For Denying Refunds
9/21/10 - $200 Business Checking Account Bonus At Bank Of America
9/20/10 - Bank Of America's Plans For A New Fee Structure
9/14/10 - WSJ's Review Of Bank Of America's CEO
9/8/10 - New Myaccess Checking Fees
8/29/10 - Bank of America's $220 Checking Account Bonus
8/27/10 - Bank Of America Online Banking Outage - Nationwide - Resolved
8/23/10 - Bank Of America Promotion: $75 Checking Account Bonus Update
8/17/10 - Excessive Withdrawal Fees from Bank of America, Citi, Wells Fargo and Ally
8/9/10 - Bank Of America Releases The Ebanking Checking Account
8/6/10 - Bank Of America's 12 Free Months Of Mcafee For Online Banking Customers
8/6/10 - 10% Cash Back Deals In Bank Of America's Add It Up Program
7/31/10 - Bank Of America Slashes CD Rates, Tips For Bank Of America Customers
7/18/10 - Bank Of America's Plans Of Dealing With New Regulations
6/7/10 - Update on Bank of America Checking Account Bonuses
5/13/10 - Money Market Account Deal at Bank of America for NEA Members
12/14/09 - $100 Checking Account Bonus at Bank of America - Update 2
11/21/09 - Bank of America's Special Rate Money Market Savings Account
10/5/09 - $35 Bill Pay Bonus at Bank of America
9/21/09 - 2.50% 9-Month Risk Free CD at Bank of America in Many States
9/13/09 - $75 Checking Account Bonus at Bank of America, Plus a Note on the New Fees
8/23/09 - Bank of America's Introductory Rate Money Market Savings Account
8/21/09 - 2.00% Money Market Account with Rate Guaranteed until 2010 at Bank of America for NEA Members
8/21/09 - Bank of America's $100 Checking Account and Bill Pay Bonus
6/6/09 - Bank of America Completes Acquisition of Countrywide
4/14/09 - Bank of America $75 Checking Account Bonus for Existing Credit Card Customers
3/19/09 - $50 Checking Account Bonus at Bank of America
2/23/09 - 2.50% Money Market Account with Rate Guaranteed till Jun 30th at Bank of America in Texas
12/11/08 - Bank of America's $50 Checking Account Bonus
12/9/08 - Bank of America's 4.01% 48-Month CD in FL and MA
12/2/08 - 2% Cash Back Credit Card at Countrywide Bank with Savings Account
11/4/08 - Countrywide Bank Raises Savings Account Rates and CD Rates
10/25/08 - 5.36% Money Market Account from Bank of America?
10/25/08 - 4.25% 3-Month CD and 3.86% Money Market Account at Bank of America
8/1/08 - 4.11% 7-Month High Yield CD at Bank of America
7/24/08 - 4.00% 7-Month CD at Brick-and-Mortar Bank of America
7/18/08 - Countrywide Bank's 4.10% 7-Month CD Special
7/6/08 - Bank of America Checking and Credit Card Bonuses
6/27/08 - Update on Bank of America's $75 Checking Account Bonus
6/8/08 - Latest Banking News: Online Savings Accounts, Bank of America, Countrywide and National City
5/28/08 - High Local CD Rates at Countrywide Bank
5/27/08 - Fee Refunds and Hold Times at Bank of America
4/20/08 - Countrywide Bank's Savings Account and CD Rate Changes - Long Term CD Yields up to 4.50%
3/19/08 - Countrywide Bank Raises 12-month CD Yield to 4.20%
3/5/08 - $100 Business Checking Account Promotion at Bank of America
2/10/08 - 4.80% 5-Month CD at Countrywide Bank
2/5/08 - Update on LaSalle Bank's $100 Checking Account Bonus
2/5/08 - $100 Checking Account Bonus with no DD Requirements at LaSalle Bank
1/27/08 - 5.10% 3-Month CD at Countrywide in CA, 5.00% In Some Other States
1/18/08 - Large Rate Cuts on Countrywide Bank's Savings Account and CDs
1/11/08 - It's Official. Bank of America is Buying Countrywide
1/10/08 - $100 Bank of America Checking Account Bonus Continues
1/10/08 - Bank of America $100 Credit Card Bonus
12/18/07 - 5.10% 5-Month Online CD at LaSalle Bank
12/14/07 - Countrywide Raises Yields on 3 and 6-Month Internet CDs to 5.50%
12/7/07 - Bank of America's Money Market Savings Account Yield Up to 5.12%
11/30/07 - 5.20% 4-Month CD at Bank of America
11/23/07 - 5.15% 6-Month CD at Merrill Lynch Bank
11/12/07 - Summary of Bank of America Checking and Savings Account Bonuses and Promotions
11/5/07 - Bank of America's Online 4-Month CD - Yield as High as 5.25% APY
10/27/07 - 5.71% Money Market Savings Account at Bank of America
10/27/07 - Update on Bank of America's High Yield Money Market Savings Account
10/26/07 - Countrywide CD Rate Update - New 5.65% 6-Month CD
10/14/07 - Countrywide's 12-Month CD Yield Raised to 5.70% in California
9/30/07 - Countrywide Bank Rates Down But Still High
9/14/07 - 5.45% 4-Month Online CD at Bank of America in Some States
9/2/07 - 5.75% 12-Month CD at Countrywide Bank in California
8/24/07 - Countrywide Bank Raises Rates Again on CDs and Savings Account
8/24/07 - $75 Bank of America MasterCard Bonus
8/20/07 - Countrywide Tries to Soothe Fears with National Ads and High Rates
8/17/07 - 5.50% Savings Account and 5.65% 12-Month CD at Countrywide - Desperate for Deposits?
8/7/07 - $100 Bank of America Checking Account Bonus
7/25/07 - $250 Promotion for a Bank of America Credit Card
7/11/07 - $50 Checking Account Bonus at LaSalle Bank
6/5/07 - 5.40% 6-Month CD at Merrill Lynch Bank
3/29/07 - $100 Checking Account Bonus at Bank of America - Update
3/25/07 - Update on $75 Bank of America Checking Account Bonus
3/25/07 - Bank of America Checking Account Bonuses
2/11/07 - 5.50% 6-Month CD at Merrill Lynch Bank
12/16/06 - Countrywide's Savings Account Now 5.40% for $50K+
11/20/06 - 5.65% 6-Month CD at Merrill Lynch Bank
10/29/06 - $250 Bank of America Checking / Savings Account Promo
10/12/06 - Bank of America's Free Online Trades
8/25/06 - Countrywide's Savings Account Now 5.25% with only $10K Min
8/24/06 - Bank of America's New Online CD
8/22/06 - $15 Online Banking Offer from Bank of America
8/7/06 - 5.33% Money Market Account from MBNA ($15K+)
7/17/06 - $150 in Sign-up Bonuses at Bank of America
7/3/06 - $50 Sign-Up Bonus for Bank of America Savings Account
6/25/06 - $15 Bonus for Bank of America's Online Banking
6/23/06 - 5.25% Savings Account at Countrywide ($50K+)
6/18/06 - 5.04% Money Market Account at MBNA ($15K+)
6/7/06 - $100 Checking Account Bonus at Bank of America
6/2/06 - 5.00% Savings Account at Countrywide ($50K min)
6/1/06 - $200 Bonus for Business and Personal Checking Account at Bank of America
5/28/06 - 5.40% 9-Month CD Special at Countrywide Bank
5/23/06 - 5.32% 6-Month / 5.09% 3-Month CD at Merrill Lynch
5/19/06 - 5.41% 12-Month CD and the New Savings Account at Countrywide Bank
5/17/06 - $125 Bonus at Bank of America for New Checking / Savings Account
5/5/06 - 5.20% 10-Month CD at LaSalle Bank
4/21/06 - 5.15% 10-Month CD at LaSalle Bank
4/12/06 - 5.10% 10-Month CD at LaSalle Bank
2/7/06 - 5.06% 6-Month CD at Merrill Lynch
2/4/06 - Bank of America Promotions and Fees
1/26/06 - $75 for New Checking Account at Bank of America
12/19/05 - 5% 1-Year CD at Countrywide Bank?
12/5/05 - Bank of America Extends Checking Bonus
10/6/05 - Bank of America's Twist on Debit Card Rewards
9/24/05 - Signup Bonus for Bank of America Checking Account
9/6/05 - Bank of America Online Banking Promotion

Reviews (384)

Best Bank Ever!

Posted by: |

Been with this bank for well over a decade for both my personal and biz accounts. They have been consistently helpful with great customer service!

Bank That Has Many Fees

Posted by: |

Until this year I've banked with Bank of America for many years. I once used this bank after inheriting $50,000. This is when I was first made aware of the many fees associated with using BOA. The inheritance was from a relative's death and I was too preoccupied to pay attention to my bank statement. I knew I had enough money in my checking/savings account to cover my expenses. However, one day I looked at the statement and was shocked that I was being charged a transfer fee from my savings to checking account. The bank offered a small token credit for the money they had deducted. Recently I closed an account because Bank of America started charging a $15 fee just to have an account. It outraged me to think of all the people faithfully deposited their hard-earned money into this giant money-making institution and being charged for the privilege. I was also charged if I went into the bank to speak to a teller instead of using the ATM service. Excuse me for asking a human about my money.

Non-Secure Bank Cash Withdrawals

BofA makes it way too easy for people to steal from your accounts. They have security cracks that allow scammers to order an ATM card and pin (which they can then steal from your mailbox). Then their policy is that one ATM card/pin be used to withdraw up to $5K cash per visit from multiple of your BofA accounts with no other ID. Scammers can hit multiple branches per day to steal a LOT of your money from BofA accounts. Unbelievable - but true. Then BofA takes up to 90 days to investigate before restoring your funds. And then require that you unfreeze your credit in order to open an account to replace the old compromised account(s). (Normal banks do not require any type of credit check for opening a deposit/debit account, but BofA does - perhaps to determine if they can sell you other products such as credit cards, loans, etc.). The credit union that I am now moving to requires a photo ID matching your face in order to withdraw any amount of cash, will call you to verify before withdrawing over $1K of cash and uses a deposit (not credit) account verification service for opening new checking accounts. I've been with BofA for decades but now would NOT recommend starting up anything new with them - certainly not with any significant amount of money exposed.

Fraud In GEORGIA Resolved Then OKLAHOMA Refused To Give Me My $1,000.00

Posted by: |

I had banked with BOA for many many years. Had fraud from AT&T somebody purchased 1,000.00 on my account. Georgia BOA took a few weeks to track it down, finally put the money back into my account. I was so happy. Meanwhile, I moved to Oklahoma. Went to the Tulsa, Oklahoma location to withdraw the money. They immediately placed a hold on my account. So, I went back another day, I didn't really understand what was happening. I'd been to Tulsa a month ago to buy a house as my family was relocating. I had a new "Oklahoma" drivers license and showed them my new and old documentation plus my divorce just to prove I am who I am... They just went silent, go security and said I was not welcome in their bank. I was so sad and started crying. I told them that this was basically all of the money I had and I was applying for unemployment but had not received any money yet. I wanted to do direct deposit, but I was afraid for them to take more money. I said ok, I'll close my account, they said you don't need to do anything except leave the building. I never did get my $1,000.00. I guess I will never ever use this bank and I will keep my money in my pocket and spend it before someone at another bank steals my money. This is not the first time I've had fraud from BOA, this was the first time I'd gotten my money back so I figured I'd leave it in there until I got moved to Oklahoma only to be ripped off. I don't know just how much I've lost over the years, but I stayed with BOA because in Georgia it seemed like BOA was the best choice (back a few years ago). Nowadays, nobody can afford to lose a dollar. I will not trust them again.



Health Grade Components

FDIC Certificate #3510
Year Established1904
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.34%
Return on Equity - YTD14.48%
Annual Interest Income$21.66B
Assets and Liabilities
AssetsQ1 2023vs Q1 2022$2,518.3B$2,513.6B
LoansQ1 2023vs Q1 2022$1,030.4B$981B
DepositsQ1 2023vs Q1 2022$2,015.4B$2,150.3B
Equity CapitalQ1 2023vs Q1 2022$232.5B$229.4B
Loan Loss AllowanceQ1 2023vs Q1 2022$12.50B$12.07B
Unbacked Noncurrent LoansQ1 2023vs Q1 2022$5.10B$5.50B
Real Estate OwnedQ1 2023vs Q1 2022$283.0MM$328.0MM
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

Bank of America Savings Account Rates

0.04%--Preferred Rewards - Platinum Honors
0.04%--Business Advantage Relationship Rewards - Platinum Honors
0.04%--Preferred Rewards - Diamond
0.04%--Preferred Rewards - Diamond Honors
0.03%--Preferred Rewards - Platinum
0.03%--Business Advantage Relationship Rewards - Platinum
0.02%--Preferred Rewards - Gold
0.02%--Business Advantage Relationship Rewards - Gold
0.01%--Business Advantage Savings
0.01%--Bank of America Advantage Savings

Bank of America Checking Account Rates

0.02%*$50k*-Bank of America Advantage Relationship Banking
OTHER TIERS: 0.01% Up to $50k

Bank of America CD Rates

5.00%--13 Month CD Special
5.00%--7 Month CD Special
4.50%--12 Month CD Special
4.00%$1k-90 - 179 Day CD
3.20%--25 Month CD Special
0.05%--37 Month CD Special
0.05%--10 Month CD Special
0.03%$1k-28 - 179 Day CD
0.03%$1k-6 - 11 Month CD
0.03%$1k-12 - 17 Month CD
0.03%$1k-18 - 23 Month CD
0.03%$1k-24 - 35 Month CD
0.03%$1k-36 - 47 Month CD
0.03%$1k-48 - 59 Month CD
0.03%$1k-60 - 119 Month CD
0.03%$1k-120 Month CD

Bank of America IRA Rates

5.00%--13 Month IRA Special
5.00%--7 Month IRA Special
4.50%--12 Month IRA Special
3.20%--25 Month IRA Special
0.05%--37 Month IRA Special
0.05%--10 Month IRA Special
0.03%$100-18 - 23 Month Variable Rate IRA
0.03%$1k-6 - 11 Month IRA
0.03%$1k-12 - 17 Month IRA
0.03%$1k-18 - 23 Month IRA
0.03%$1k-24 - 35 Month IRA
0.03%$1k-36 - 47 Month IRA
0.03%$1k-48 - 59 Month IRA
0.03%$1k-60 - 119 Month IRA
0.03%$1k-120 Month IRA
0.03%$500-6 - 11 Month CESA
0.03%$500-12 - 17 Month CESA
0.03%$500-18 - 23 Month CESA
0.03%$500-24 - 35 Month CESA
0.03%$500-36 - 47 Month CESA
0.03%$500-48 - 59 Month CESA
0.03%$500-60 - 119 Month CESA
0.03%$500-120 Month CESA


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