California Bank & Trust
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 0.06% | Savings | |
| 0.24% | Money Market | |
| 0.06% | Checking | 1.01% - nbkc bank Personal Account |
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5/25 - 4.05% 7-Month / 4.05% 12-Month CD at a California Bank (Vineyard)
5/24 - 3.90% 3-Month / 3.60% 7-Month CD at a California Bank (Vineyard).
A Solid If Somewhat Uninspiring Mid-Sized California Bank
I agree with the financial numbers and would give CB&T a 4 out of 5 rating. I have had 2.5 years of relatively pain-free banking at their La Palma branch and can only find fault with the company for the lack of 'big bank' services such as foreign currency handling, more interesting service packages etc.
I have to say that they've been responsive when I had an issue (such as ridiculous hold time on a Citibank check written by my wife to an account that has always had thousands of dollars in it) and this keeps me there...along with a very solid balance sheet.
Calbanktrust
This is the most unacceptable institution I've ever dealt with! They have no integrity at all. I mean, at all! They move money from multiple accounts without your knowledge and NEVER inform you they have done this! The fees, even if you have hundreds of thousands of dollars will not be waived (though it may their fault). No account support after 5:00 pm. No way to contact them after hours if emergency! I've had my card compromised several times within three months and would not have known unless I accessed online info. You will never receive a personal call from executive office if you contact them and request an investigation regarding your account because they blame the branch office when infact it's the entire corporation!
It is the worst; DO NOT USE THIS BANK…DO NOT USE THIS BANK…AGAIN, I CANNOT EMPHASIZE ENOUGH, THE WORST BANKING INSTITUTION EVER!
DO NOT DO BUSINESS WITH CALIFORNIA BANK AND TRUST!!!
I am a respected Real Estate, Commercial and Business Broker in southern California. Over the years I have referred several of my biggest clients to California Bank & Trust for their business needs. My referrals were based upon CB & T's claim to giving sensitive, friendly, personal service to small and large business owners alike. Not so any more! In the last two years, three of my clients have had their business loans unexpectedly PULLED out from under them, even though they were all meeting their obligations. CB & T almost destroyed one of those companies just when it was about to be given a $ multi-million contract from the Federal Government. The reason? They were "worried" because this small family-owned company had a decline in profits during the last two years --- no different from most other companies across the country during these tough economic times --- but it had survived and was just starting to flourish. CB & T was heartless and merciless. Fortunately, all three of those family-owned companies were eventually given "replacement" loans from other local banks that truly WERE responsive and friendly, and they are now all back on track --- no thanks to California Bank and Trust! If you are trying to grow your company and need a bank that will work with you, BEWARE of Califronia Bank and Trust!
Data as of Q3 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 2270 |
| Year Established | 1873 |
| Employees | 10143 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.32% |
| Return on Equity - YTD | 11.59% |
| Annual Interest Income | $1.83B |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2018vs Q3 2017 | $66.73B$65.39B |
| Loans | Q3 2018vs Q3 2017 | $45.39B$43.69B |
| Deposits | Q3 2018vs Q3 2017 | $53.78B$52.49B |
| Equity Capital | Q3 2018vs Q3 2017 | $7.55B$7.69B |
| Loan Loss Allowance | Q3 2018vs Q3 2017 | $479.7MM$540.6MM |
| Unbacked Noncurrent Loans | Q3 2018vs Q3 2017 | $275.6MM$462.0MM |
| Real Estate Owned | Q3 2018vs Q3 2017 | $4.0MM$3.0MM |
Always verify rates and promotions with the bank or credit union. We are not California Bank & Trust; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
California Bank & Trust Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.25% | - | - | Individual Development Account | ||
| 0.08%* | $100k* | - | Relationship Savings Account | ||
| OTHER TIERS: 0.06% → Up to $25k | 0.07% → $25k - $100k | |||||
| 0.07%* | $1k* | - | Young Savers | ||
| OTHER TIERS: 0.06% → Up to $1k | |||||
| 0.06%* | - | - | Savings Account | ||
| OTHER TIERS: 0.01% → $25k - $100k | |||||
| 0.04% | - | - | Secured Visa Savings | ||
California Bank & Trust Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.25%* | $25k* | - | Relationship Money Market | ||
| OTHER TIERS: 0.21% → $1k - $5k | 0.22% → $5k - $25k | |||||
| 0.25%* | $25k* | - | Relationship IRA Money Market | ||
| OTHER TIERS: 0.21% → Up to $10k | 0.22% → $10k - $25k | |||||
| 0.24%* | $250k* | - | Money Market | ||
| OTHER TIERS: 0.01% → $25k - $250k | 0.21% → $1k - $25k | |||||
| 0.24%* | $100k* | - | IRA Money Market | ||
| OTHER TIERS: 0.01% → $10k - $100k | 0.20% → Up to $10k | |||||
California Bank & Trust Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.07%* | $25k* | - | Premium Interest Checking | ||
| OTHER TIERS: 0.02% → Up to $2.5k | 0.05% → $2.5k - $25k | |||||
| 0.06%* | $25k* | - | Anytime Interest Checking | ||
| OTHER TIERS: 0.02% → Up to $2.5k | 0.04% → $2.5k - $25k | |||||
