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409 Silverside Road
Wilmington, DE 19809

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Chime Bank Is Throwing Banking Traditions to the Wind - 5/14/2017

Chime Bank is billing itself as the “bank account that has your back”. Chime is positioning itself to capitalize on consumers’ frustration with the industry.

Reviews (2)

This is the best online bank

Posted by: Futurbi | Sep 19, 2017

No silly fees ..fast direct deposits and excellent app ...Only downside is the ATM fees when you are traveling international..The app is one of the best designed app I have ever seen ...Much better than the one in bank of america ...Also it provides more insights into all the transactions ...I wish they had the option of depositing cash ..They are working on it but its still not available ..I also love the mobile deposit options on their app ...

Terrible support

Posted by: HeroSra | Aug 23, 2017

When I first heard about chime I was really excited about them. I love online-only banks because they are really convenient for my mobile life. When I signed up using the app, I immediately had a huge issue. It wouldn't let me attach my card to the account. I tried to contact support, as I was unable to utilize my account, and they didn't reply to me for over two weeks. When they finally did reply they apologized but it left a bitter taste in my mouth and I decided to no longer use them.


Health Grade Components

FDIC Certificate #35444
Year Established2000
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.51%
Return on Equity - YTD22.41%
Annual Interest Income$59.3MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$4.31B$4.39B
LoansQ2 2017vs Q2 2016$2.21B$2.09B
DepositsQ2 2017vs Q2 2016$3.89B$4.07B
Equity CapitalQ2 2017vs Q2 2016$324.4MM$272.2MM
Loan Loss AllowanceQ2 2017vs Q2 2016$7.4MM$5.4MM
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$47.5MM$57.3MM
Real Estate OwnedQ2 2017vs Q2 2016$32.7MM$8.5MM

Sorry, we do not have rate data for Chime.


Chime is an Internet only bank and does not have branch locations. Its headquarters is located at 409 Silverside Road - Wilmington, DE 19809