Deposits held and insured by The Bancorp Bank

Overview / Commentary
409 Silverside Road, Suite 105
Wilmington, DE 19809
Deposits held and insured by The Bancorp Bank

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Chime Savings Account Rate Drop To 0.50% - 12/9/2020

Per e-mail from Chime... As of December 9, 2020, the Annual Percentage Yield (APY) for your Chime Savings Account will change from 1.00% to 0.50%, with an interest rate of 0.50%.

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Reviews (200)

Chime Are Thieves

Posted by: |

they stole my rent got me evicted and my child is in icu as result of chime making us destitute. pure scumbag trash

Fabulous Way To Bank

I have had no problems with my chime. I have had it a year and I love mine! I have a checking, savings and credit builder! I can transfer money instantly, as many times as I want! This is by far my favorite banking experience. I get all deposits early and have never had any issues. I was the first person I know to get the stimulus checks! Both times! Chime is legit, the sh.. ;-D if you have direct deposit, you have the option to enroll in their "SpotMe" program. It will cover up to $100, and then you pay it back. I never qualified for more than $20, but even that came in handy MANY times in the past year. I would highly recommend giving them a try. I'm actually surprised that Chime's rating is so low on here. ??

Chime Is Amazing

Posted by: |

So many people down talking chime, been with them 3+ years and they are always on point people will really try to say a good bank account is bad. I encourage everyone to get chime. Very cool features and reliable features.

Chime Is Stealing And Doing Illegal Things!!!!

CLASS ACTION LAWSUIT HERE WE COME!!!!!! I swear they will pay for everything that they made me go through throughout the month of March and this month now April they closed my account for absolutely no reason they talked about for me to send them photo ID proof of address W-2 form to prove that I am the intended recipient and they still do not want to open my account I have about close to 10,000 in there and don't want to give it back talking about no refund that it is an in compliance with this loads in my account it's not my fault that my stimulus check was 4200 why would you guys say to get our income tax refund direct deposit into chime but then again closed our account after I we get all our money you guys are trying to keep money you guys are misleading and chime will pay for everything and it should be shut down I wish I can give it negative -10 Stars if there's anyone interested in filing a class-action lawsuit please let me know we need to take action let the news know about this as well but don't just do it for yourselves do it for everyone that's what I'm trying to do I'm trying to help everyone out add to sell things that has sentimental value to me just because of chime closing my account this is not right for me or anyone to go through this especially throughout the pandemic!!!!!! I will not rest until I see a judge and see them pay for everything chime here we come!!!!



Data as of Q4 2020

Data displayed below is for insuring bank: The Bancorp Bank
Learn why bank health matters

Health Grade Components

FDIC Certificate #35444
Year Established2000
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.51%
Return on Equity - YTD17.2%
Annual Interest Income$210.8MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$6.28B$5.66B
LoansQ4 2020vs Q4 2019$4.54B$3.11B
DepositsQ4 2020vs Q4 2019$5.57B$5.07B
Equity CapitalQ4 2020vs Q4 2019$575.3MM$476.0MM
Loan Loss AllowanceQ4 2020vs Q4 2019$16.1MM$10.2MM
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$23.1MM$13.6MM
Real Estate OwnedQ4 2020vs Q4 2019$22.0MM$24.5MM
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Chime Savings Account Rates

0.50%--Chime Savings Account

Chime is an Internet only bank and does not have branch locations. Its headquarters is located at 409 Silverside Road, Suite 105 - Wilmington, DE 19809

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