Related Posts
CHIME ADVICE
Love Chime. After reading some reviews I'd like to advise you guys to read up on Chime's newsletters about scams...1) Chime NEVER calls you to ask for info...2) Only talk to Chime verified account & they will NEVER ask you for personal info 3) Make Venmo private, remove FB pay unless you absolutely need it , turn on alerts. I'm so sorry you guys have been scammed but remember YOU are responsible for your safety. GL to you all!
Love Chime
I (knock on wood) have never had an issue, even when they were hacked. I love getting paid a day early and the ease of transferring between checking, savings, and credit builder. You can also set “rules” to where you want your direct deposit to go.
Money Took Out My Account May 5 2020
The same thang happen to me. I woke up the next day to pay my rent and my card kept declining. When I open up my account somebody went into my account and took 972.00 and sent it to somebody else.Now I am afraid that I wont get my money back because I see alot people saying they was deny. This is some shit.
Chime Is The Worst Bank Ever!!!
If your thinking of opening an account please read these reviews. I have filed 2 fraud claims and both have been denied. One less than 24 hrs and he second one 2 months later. I call customer service and not only do they barely speak English, but when asked for a supervisor they hang up on you. Once they have your money and something happens such a fraud, they will not return it. I wouldn’t even consider them a legit bank.
Data as of Q1 2020
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 35444 |
| Year Established | 2000 |
| Employees | 625 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.02% |
| Return on Equity - YTD | 11.78% |
| Annual Interest Income | $51.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2020vs Q1 2019 | $5.46B$4.63B |
| Loans | Q1 2020vs Q1 2019 | $3.80B$2.23B |
| Deposits | Q1 2020vs Q1 2019 | $4.70B$4.04B |
| Equity Capital | Q1 2020vs Q1 2019 | $489.4MM$425.2MM |
| Loan Loss Allowance | Q1 2020vs Q1 2019 | $14.9MM$10.0MM |
| Unbacked Noncurrent Loans | Q1 2020vs Q1 2019 | $11.8MM$24.2MM |
| Real Estate Owned | Q1 2020vs Q1 2019 | $22.8MM$29.0MM |