I have had no problems with my chime. I have had it a year and I love mine! I have a checking, savings and credit builder! I can transfer money instantly, as many times as I want! This is by far my favorite banking experience. I get all deposits early and have never had any issues. I was the first person I know to get the stimulus checks! Both times! Chime is legit, the sh.. ;-D if you have direct deposit, you have the option to enroll in their "SpotMe" program. It will cover up to $100, and then you pay it back. I never qualified for more than $20, but even that came in handy MANY times in the past year. I would highly recommend giving them a try. I'm actually surprised that Chime's rating is so low on here. ??
CLASS ACTION LAWSUIT HERE WE COME!!!!!! I swear they will pay for everything that they made me go through throughout the month of March and this month now April they closed my account for absolutely no reason they talked about for me to send them photo ID proof of address W-2 form to prove that I am the intended recipient and they still do not want to open my account I have about close to 10,000 in there and don't want to give it back talking about no refund that it is an in compliance with this loads in my account it's not my fault that my stimulus check was 4200 why would you guys say to get our income tax refund direct deposit into chime but then again closed our account after I we get all our money you guys are trying to keep money you guys are misleading and chime will pay for everything and it should be shut down I wish I can give it negative -10 Stars if there's anyone interested in filing a class-action lawsuit please let me know we need to take action let the news know about this as well but don't just do it for yourselves do it for everyone that's what I'm trying to do I'm trying to help everyone out add to sell things that has sentimental value to me just because of chime closing my account this is not right for me or anyone to go through this especially throughout the pandemic!!!!!! I will not rest until I see a judge and see them pay for everything chime here we come!!!!
|FDIC Certificate #||35444|
|Return on Assets - YTD||1.51%|
|Return on Equity - YTD||17.2%|
|Annual Interest Income||$210.8MM|
|Assets and Liabilities|
|Assets||Q4 2020vs Q4 2019||$6.28B$5.66B|
|Loans||Q4 2020vs Q4 2019||$4.54B$3.11B|
|Deposits||Q4 2020vs Q4 2019||$5.57B$5.07B|
|Equity Capital||Q4 2020vs Q4 2019||$575.3MM$476.0MM|
|Loan Loss Allowance||Q4 2020vs Q4 2019||$16.1MM$10.2MM|
|Unbacked Noncurrent Loans||Q4 2020vs Q4 2019||$23.1MM$13.6MM|
|Real Estate Owned||Q4 2020vs Q4 2019||$22.0MM$24.5MM|
Chime is an Internet only bank and does not have branch locations. Its headquarters is located at 409 Silverside Road, Suite 105 - Wilmington, DE 19809