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Don't Be Fooled
My brother told me about the Chime card on December 23, 2021...I signed up for the card..I got a free $10, great...I signed up for the direct deposit from my social security to Chime in January (one requirement to receive free money was to have dd process done in 45 days)..well it took 60 days for my social security administration process to be done...$$ not renderd..dont be fooled your dd may not get processed in that 45 day term........the funny thing about all this I still told my daughter about Chime and she signed up...I gave 3 stars because Chime did honor $10 free to my card twice and I also was able to get "SpotMe"
CHEATS INSIDE
I THINK WHY PEOPLE ARE GETTTING MONEY STOLEN IS BECAUSE ITS PEOPLE IN THE COMPANY THATS DOING IT. THEY HAVE ALL OF OUR INFORMATION AND I HONESLTY THINK THE REASON IS BECAUSE ITS SOMEONE INSIDE THATS DOING THIS!
Don't Trust Chime!
Someone made a fraudulent transaction on my account and stole $1399.99 from my account. Chime denied my dispute, and refuses to return my money in spite of my filing complaints with CFPB, BBB, and my local police department. I am pulling my remaining money out of Chime and preparing to close my account with them, because they are not trustworthy and they allow fraudsters to steal from their customers with impunity.
Do not do business with these clowns.
Chime Bancorp
I love my chime account. It is the fastest money transfers. Great for my fast paste life
Data as of Q2 2022
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 35444 |
| Year Established | 2000 |
| Employees | 681 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.84% |
| Return on Equity - YTD | 18.3% |
| Annual Interest Income | $117.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2022vs Q2 2021 | $7.11B$6.56B |
| Loans | Q2 2022vs Q2 2021 | $5.73B$4.67B |
| Deposits | Q2 2022vs Q2 2021 | $5.92B$5.77B |
| Equity Capital | Q2 2022vs Q2 2021 | $721.7MM$635.1MM |
| Loan Loss Allowance | Q2 2022vs Q2 2021 | $19.1MM$15.3MM |
| Unbacked Noncurrent Loans | Q2 2022vs Q2 2021 | $17.4MM$10.5MM |
| Real Estate Owned | Q2 2022vs Q2 2021 | $18.9MM$21.1MM |