Chime

Deposits held and insured by The Bancorp Bank

Overview / Commentary
844-244-6363
409 Silverside Road, Suite 105
Wilmington, DE 19809
Deposits held and insured by The Bancorp Bank

Related Posts

Chime Savings Account Rate Drop To 0.50% - 12/9/2020

Per e-mail from Chime... As of December 9, 2020, the Annual Percentage Yield (APY) for your Chime Savings Account will change from 1.00% to 0.50%, with an interest rate of 0.50%.

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Reviews (281)

I Love Chime

I've been with Chime for almost 3 years and I absolutely love this bank. No fees other than ATM's that aren't in network. I would recommend Chime to anyone that needs a bank without fees.

The Best!

Posted by: |

Love chime! I had multiple duplicate charges from a store. Chime fixed it within a few hours and sent me a new card over night! Great customer service!

Chime Reduces Stress

Posted by: |

As soon as I started using chime the micromanaging and stress from banking went away. I’ve been using chime for over a year and will continue as long as they’re around.

A Good Debit Card

Posted by: |

I have had a chime debit card for several years and have no complaints.

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Health
B+

Data as of Q1 2021

Data displayed below is for insuring bank: The Bancorp Bank
Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #35444
Year Established2000
Employees643
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.7%
Return on Equity - YTD20.23%
Annual Interest Income$56.9MM
Assets and Liabilities
AssetsQ1 2021vs Q1 2020$7.75B$5.46B
LoansQ1 2021vs Q1 2020$4.68B$3.80B
DepositsQ1 2021vs Q1 2020$7.02B$4.70B
Equity CapitalQ1 2021vs Q1 2020$602.0MM$489.4MM
Loan Loss AllowanceQ1 2021vs Q1 2020$16.4MM$14.9MM
Unbacked Noncurrent LoansQ1 2021vs Q1 2020$18.5MM$11.8MM
Real Estate OwnedQ1 2021vs Q1 2020$21.4MM$22.8MM
Rates
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Chime Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%--Chime Savings Account
Locations

Chime is an Internet only bank and does not have branch locations. Its headquarters is located at 409 Silverside Road, Suite 105 - Wilmington, DE 19809

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