Chime

Deposits held and insured by The Bancorp Bank

Overview / Commentary
844-244-6363
409 Silverside Road, Suite 105
Wilmington, DE 19809
Deposits held and insured by The Bancorp Bank
Reviews (360)

Shocked There Are So Many Bad Reviews

Posted by: |

I have been a Chime Member since 2019 and I have never had an issue with Chime ever. I get paid early, I have never been charged ATM fees, I have never been charged over-draft fees, I have actually been reimbursed ATM fees when i use ones that do charge. I have helped rebuild my credit with credit builder card so again I am very surprised to see all these bad reviews

Love Chime. But Honestly Service May Be Declining.

Posted by: |

I don’t know if they are getting too big to fast etc, but it shows. I have had two issues in the past month and they can. Not help stating everything is “automated” and there is nothing they can do. I remember years ago when I started chime and whenever I needed help someone was always so happy and very helpful.

Now, for example, they told me my mobile deposit is going to take till the 23rd. I deposited on the 7th. So that’s new.

I texted them and told them to cancel the deposit please. Unfortunately I need these funds a little sooner. They said it’s already been approved and it would not be a good idea to just go cash the check.

I think I’m gonna be poor till Monday and see what happens.


The other small issue was. I actually signed up a referral to from my account! The person told the HR girl $200 please from every check. The HR didn’t calculate taxes, and the amount of 198.50 something happened. So clerical error .


But nope, missed out. Nothing we can do because it’s AUTOMATED. Automated and bring online and new technology is fantastic. However when you go cheaper on on service, the human aspect suffers. You do business with a institution that treats you well. I haven’t felt like I have been treated fairly as of late.



Thanks

CHEATS INSIDE

Posted by: |

I THINK WHY PEOPLE ARE GETTTING MONEY STOLEN IS BECAUSE ITS PEOPLE IN THE COMPANY THATS DOING IT. THEY HAVE ALL OF OUR INFORMATION AND I HONESLTY THINK THE REASON IS BECAUSE ITS SOMEONE INSIDE THATS DOING THIS!

Don't Trust Chime!

Posted by: |

Someone made a fraudulent transaction on my account and stole $1399.99 from my account. Chime denied my dispute, and refuses to return my money in spite of my filing complaints with CFPB, BBB, and my local police department. I am pulling my remaining money out of Chime and preparing to close my account with them, because they are not trustworthy and they allow fraudsters to steal from their customers with impunity.

Do not do business with these clowns.

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Health
A

Data as of Q2 2022

Data displayed below is for insuring bank: The Bancorp Bank
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Health Grade Components

Overall
FDIC Certificate #35444
Year Established2000
Employees681
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.84%
Return on Equity - YTD18.3%
Annual Interest Income$117.5MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$7.11B$6.56B
LoansQ2 2022vs Q2 2021$5.73B$4.67B
DepositsQ2 2022vs Q2 2021$5.92B$5.77B
Equity CapitalQ2 2022vs Q2 2021$721.7MM$635.1MM
Loan Loss AllowanceQ2 2022vs Q2 2021$19.1MM$15.3MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$17.4MM$10.5MM
Real Estate OwnedQ2 2022vs Q2 2021$18.9MM$21.1MM
Rates
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Chime Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%--Chime Savings Account
Locations

Chime is an Internet only bank and does not have branch locations. Its headquarters is located at 409 Silverside Road, Suite 105 - Wilmington, DE 19809

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