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409 Silverside Road
Wilmington, DE 19809

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Chime Bank Is Throwing Banking Traditions to the Wind - 5/14/2017

Chime Bank is billing itself as the “bank account that has your back”. Chime is positioning itself to capitalize on consumers’ frustration with the industry.

Reviews (2)

This is the best online bank

Posted by: Futurbi | Sep 19, 2017

No silly fees ..fast direct deposits and excellent app ...Only downside is the ATM fees when you are traveling international..The app is one of the best designed app I have ever seen ...Much better than the one in bank of america ...Also it provides more insights into all the transactions ...I wish they had the option of depositing cash ..They are working on it but its still not available ..I also love the mobile deposit options on their app ...

Terrible support

Posted by: HeroSra | Aug 23, 2017

When I first heard about chime I was really excited about them. I love online-only banks because they are really convenient for my mobile life. When I signed up using the app, I immediately had a huge issue. It wouldn't let me attach my card to the account. I tried to contact support, as I was unable to utilize my account, and they didn't reply to me for over two weeks. When they finally did reply they apologized but it left a bitter taste in my mouth and I decided to no longer use them.


Health Grade Components

FDIC Certificate #35444
Year Established2000
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.27%
Return on Equity - YTD17.97%
Annual Interest Income$91.2MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$3.99B$4.20B
LoansQ3 2017vs Q3 2016$2.02B$2.12B
DepositsQ3 2017vs Q3 2016$3.58B$3.78B
Equity CapitalQ3 2017vs Q3 2016$332.5MM$326.7MM
Loan Loss AllowanceQ3 2017vs Q3 2016$7.3MM$6.1MM
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$23.5MM$55.0MM
Real Estate OwnedQ3 2017vs Q3 2016$37.0MM$16.2MM

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Chime is an Internet only bank and does not have branch locations. Its headquarters is located at 409 Silverside Road - Wilmington, DE 19809