Deposits held and insured by The Bancorp Bank

Overview / Commentary
409 Silverside Road, Suite 105
Wilmington, DE 19809
Deposits held and insured by The Bancorp Bank

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Chime Bank Review - 9/20/2019

Chime Bank is part of a wave of online-only financial technology companies that partner with banks to provide a user-friendly banking experience.

Reviews (111)


Posted by: |

Love Chime. After reading some reviews I'd like to advise you guys to read up on Chime's newsletters about scams...1) Chime NEVER calls you to ask for info...2) Only talk to Chime verified account & they will NEVER ask you for personal info 3) Make Venmo private, remove FB pay unless you absolutely need it , turn on alerts. I'm so sorry you guys have been scammed but remember YOU are responsible for your safety. GL to you all!

Love Chime

Posted by: |

I (knock on wood) have never had an issue, even when they were hacked. I love getting paid a day early and the ease of transferring between checking, savings, and credit builder. You can also set “rules” to where you want your direct deposit to go.

Money Took Out My Account May 5 2020

Posted by: |

The same thang happen to me. I woke up the next day to pay my rent and my card kept declining. When I open up my account somebody went into my account and took 972.00 and sent it to somebody else.Now I am afraid that I wont get my money back because I see alot people saying they was deny. This is some shit.

Chime Is The Worst Bank Ever!!!

Posted by: |

If your thinking of opening an account please read these reviews. I have filed 2 fraud claims and both have been denied. One less than 24 hrs and he second one 2 months later. I call customer service and not only do they barely speak English, but when asked for a supervisor they hang up on you. Once they have your money and something happens such a fraud, they will not return it. I wouldn’t even consider them a legit bank.



Data as of Q1 2020

Data displayed below is for insuring bank: The Bancorp Bank
Learn why bank health matters

Health Grade Components

FDIC Certificate #35444
Year Established2000
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.02%
Return on Equity - YTD11.78%
Annual Interest Income$51.5MM
Assets and Liabilities
AssetsQ1 2020vs Q1 2019$5.46B$4.63B
LoansQ1 2020vs Q1 2019$3.80B$2.23B
DepositsQ1 2020vs Q1 2019$4.70B$4.04B
Equity CapitalQ1 2020vs Q1 2019$489.4MM$425.2MM
Loan Loss AllowanceQ1 2020vs Q1 2019$14.9MM$10.0MM
Unbacked Noncurrent LoansQ1 2020vs Q1 2019$11.8MM$24.2MM
Real Estate OwnedQ1 2020vs Q1 2019$22.8MM$29.0MM
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Chime Savings Account Rates

1.00%--Chime Savings Account

Chime Checking Account Rates

0.00%--Chime Spending Account

Chime is an Internet only bank and does not have branch locations. Its headquarters is located at 409 Silverside Road, Suite 105 - Wilmington, DE 19809

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