CHIME ADVICE
Love Chime. After reading some reviews I'd like to advise you guys to read up on Chime's newsletters about scams...1) Chime NEVER calls you to ask for info...2) Only talk to Chime verified account & they will NEVER ask you for personal info 3) Make Venmo private, remove FB pay unless you absolutely need it , turn on alerts. I'm so sorry you guys have been scammed but remember YOU are responsible for your safety. GL to you all!
Money Took Out My Account May 5 2020
The same thang happen to me. I woke up the next day to pay my rent and my card kept declining. When I open up my account somebody went into my account and took 972.00 and sent it to somebody else.Now I am afraid that I wont get my money back because I see alot people saying they was deny. This is some shit.
Awful Phone Experience
Their customer service is the worst. I called in to find out how to make a change on my account and the man at the other end continuously called me something besides my name. I kept telling him not to because I do not have a joint account or even know anyone by the name he was calling me. I asked him to check his screen and see what my name was and he continuously verified he was looking at my account with the correct name. Then he purposely started incorrectly pronouncing my last name instead after I corrected him. These people have major issues and I am concerned are fraudulently using information on customers especially if they are trying to call people names other then their own.
CHIME BANK IS A SCAM AND A JOKE!!!
I get unemployment due to the covid-19 pandemic and I chose chime to bank with well they started suspending my account for no reason and asked me to provide proff of where my money was coming from so I did give them the proof that they wanted even more and they closed my account and kept the money in my savings account! DO NOT CHOSE CHIME TO BANK WITH THEY WILL LIE TO YOU, KEEP YOUR MONEY, AND PRETEND THAT THEY DONT KNOW WHAT IS GOING ON, OH AND THEY WILL BLOCK YOUR NUMBER SO YOU CAN'T GET THROUGH TO THEIR CALL CENTER!
Data as of Q2 2020
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 35444 |
| Year Established | 2000 |
| Employees | 627 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.26% |
| Return on Equity - YTD | 14.65% |
| Annual Interest Income | $103.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2020vs Q2 2019 | $6.22B$4.61B |
| Loans | Q2 2020vs Q2 2019 | $4.22B$2.63B |
| Deposits | Q2 2020vs Q2 2019 | $5.56B$4.01B |
| Equity Capital | Q2 2020vs Q2 2019 | $524.7MM$449.0MM |
| Loan Loss Allowance | Q2 2020vs Q2 2019 | $14.6MM$10.0MM |
| Unbacked Noncurrent Loans | Q2 2020vs Q2 2019 | $16.7MM$27.2MM |
| Real Estate Owned | Q2 2020vs Q2 2019 | $26.3MM$27.2MM |