This bank is very secure in many ways, and that is very important to me. When using the online banking system, you receive a code to your device as a second password to enter. If someone steals your credentials, they still can't access your account without you knowing since they won't have your phone. They use very good encryption certificates on the website. Anytime I perform certain transactions or talk to someone, they are very secure and always make sure I am who I say I am. Staff are always friendly. The bank also has all the neat things the big banks do, you can remotely deposit your check from your cell phone for instance and do all sorts of other things with transfers and so on.
I attempted to open an account with this bank. Problems with their web site. Finally did the app and received an email that I would be contacted within 48 hrs to complete my application. I called and asked if there was a problem and was told I would need to send a copy of my driver's license and more work history was needed. I have been retired fro 20 years. It would take 3-5 d days to complete my app. My login was denied due to an invalid email but---they were sending me emails. Finally I was told I needed a code to validate my email ( this came by email) only there was no code in this message, A few minutes later a email with a code came ( to the invalid email) I decided that this bank was not for me. I might never get my money out, Folks I talked with were very nice but---
Citizens State Bank provided very competitive rates for my interest bearing checking account as well as my business loan. They provide great rates but their customer service really sets them apart from other banks. I have never experienced such personal and knowledgeable service like Citizens State Bank provides. Great choice for myself and I would definitely recommend to others.
|FDIC Certificate #||17880|
|Return on Assets - YTD||0.54%|
|Return on Equity - YTD||5.37%|
|Annual Interest Income||$3.5MM|
|Assets and Liabilities|
|Assets||Q1 2019vs Q1 2018||$278.5MM$270.5MM|
|Loans||Q1 2019vs Q1 2018||$193.8MM$203.0MM|
|Deposits||Q1 2019vs Q1 2018||$238.7MM$235.2MM|
|Equity Capital||Q1 2019vs Q1 2018||$28.9MM$27.0MM|
|Loan Loss Allowance||Q1 2019vs Q1 2018||$2.0MM$2.3MM|
|Unbacked Noncurrent Loans||Q1 2019vs Q1 2018||$925.00K$1.2MM|
|Real Estate Owned||Q1 2019vs Q1 2018||$232.00K$390.00K|
Rates for Citizens State Bank (FL) are currently being reviewed.
|Citizens State Bank (FL) Locations|
|Citizens State Bank||2000 South Byron Butler Parkway||Perry, FL 32348|
|Gainesville Branch||6450 S.W. Archer Road||Gainesville, FL 32608|
|Steinhatchee Branch||913 First Avenue, Southeast||Steinhatchee, FL 32359|
|Northwest Gainesville Branch||4620 Northwest 39th Avenue||Gainesville, FL 32606|