5.90% 60-Month CD at a Nevada CU - $75K (Clark County)


Clark County Credit Union has several high rate certificates. The highest rate is a 5.90% APY 60-month CD. The 12-month, 24-month and 36-month CD's have an APY of 5.64%. These rates require the member to be in the Diamond Rewards level. According to the CSR, you can qualify for this by opening a CD with a minimum $75K deposit. So effectively, these rates have a minimum deposit requirement of $75K.

The field of membership includes members of public radio (KNPR 88.9 and KCNV 89.7). Anyone can me a member of KNPR via a $40 one-time donation (see KNPR's membership page). According to the CSR, they do accept membership applications by mail. It requires a notarized signature. Note, they do a hard credit pull and require your credit score to be above 550. Please contact the credit union for more info. Their toll-free number is 1-800-748-6885).

One important note about this credit union is that it's not federally insured by the NCUA. Instead, the credit union is privately insured by ASI. They include a page describing this insurance. You can confirm that they're listed in the ASI's database here.

Thanks to FW member traderprofit who mentioned this credit union in the FW CD Thread.