Community First CU (WI) Adds Two CD Specials


Availability: Residents of 13 northeastern Wisconsin counties.

Community First Credit Union (Community First) has added a 17-month CD Special (1.17% APY) and 47-month CD Special (2.17% APY). The minimum opening deposit for either of these limited-time offerings is $4k, with no stated balance cap.

The CD is also available as an IRA (Traditional, Roth, and CESA) earning the same APY, with the same funding requirements.

According to the fine print on the Rates page, the APY for either CD Special can be increased.

**BONUS** Add .10% to both 17 & 47 month specials when you have Checking and Direct Deposit!

Community First has four personal checking accounts (Free Checking, Regular Checking, Direct Benefit Checking, Member’s Choice Checking), all of which qualify for the 0.10% rate bump. According to CSR, there is no minimum amount attached to the Direct Deposit requirement.

CSR also stated that the Early Withdrawal Penalty for the 17-month CD Special is 180 days interest, and 360 days for the 47-month CD Special.


Headquartered in Appleton, Wisconsin, Community First Credit Union’s field of membership (FOM) is residency based, with anyone who lives, works, or attends school in the Wisconsin counties of Brown, Calumet, Fond du Lac, Green Lake, Kewaunee, Manitowoc, Oconto, Outagamie, Shawano, Sheboygan, Waushara, Waupaca, and Winnebago, eligible to join.

Joining Community First and/or opening a CD must be done in-person at any of 26 Wisconsin branches located in Appleton (9), Bellevue, De Pere, Green Bay, Greenville, Kimberly, Manitowoc, Menasha, Neenah (3), New London, Nichols, Oshkosh (2), Two Rivers, and Waupaca (2).

At this time, Community First’s online banking capabilities are limited to account management and bill payments services.

Credit Union Overview

Community First Credit Union (NCUA Charter # 66642) has an overall health grade of "A+" at, with a Texas ratio of 1.95% (excellent) based on September 30, 2016 data. In the past year, Community First has increased its total deposits by $304.18 million, an excellent annual growth rate of 15.88%. Please refer to our financial overview of Community First Credit Union for more details.

While most credit unions owe their existence to groups of people with common bonds coming together, Community First Credit Union seems to have been single-handedly established by Maurice Dresang. In 1953, Dresang organized the Outagamie County Credit Union and was subsequently asked to manage the Zwickernit Credit Union in 1966, and the Postal Employees Credit Union in 1969. In 1970, Dresang brought all three credit unions under one roof at the Appleton Credit Union Service Center.

The Appleton Area Credit Union (composed of Outagamie, Zwikernit and Postal Employees CUs) was chartered in 1975, and within three years had merged with the 13 Service Center credit unions. The name was changed to Community First Credit Union in 1983 and today has over 125,300 members and assets in excess of $2.5 billion.

How the CD Compares

When compared to the 227 similar length-of-term CDs tracked by that require a similar minimum deposit and are available with the FOM, Community First Credit Union's 47-month CD Special APY currently ranks first.

The above rates are accurate as of 12/9/2016.

To look for the best nationwide CD rates and the best CD rates in your state, please refer to our CD rates table or our Rates Map page.


Community First CU (WI) Celebrates 40 Years With CD Specials
Availability: Residents of 12 northeastern Wisconsin counties.

The traditional gift for a 40th anniversary is rubies, but rather than showering its members with shiny, red precious gems, Community First Credit Union (Community First) is offering a 17-month CD Anniversary Special (1.37% APY) and 47-month CD Anniversary Special (2.27% APY) for a limited time.

The minimum opening deposit for these limited-time CDs is $10K, with no maximum balance cap. Both CDs are also available as IRAs (Traditional, Roth, and CESA) earning the same APYs, with the same funding requirements.

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