Cornerstone Bank (NE) Adds 17-Month Jump-Up CD


Deal Summary: 17-month Jump-Up CD, 1.50% APY, $500 min

Availability: Market area includes 16 eastern Nebraska counties.

Cornerstone Bank is promoting its 17-month Jump-Up CD (1.50% APY). The minimum opening deposit is $500, with no stated balance cap.

As stated in the fine print on the Certificates of Deposit page,

If the 17 month CD interest rate goes up, you have the option of
upgrading to the high rate one time for the remainder of your term.

According to CSR, the Early Withdrawal Penalty is “12 months simple interest.”


Headquartered in York, Nebraska, Cornerstone Bank’s market area includes 16 eastern Nebraska counties.

Opening the 17-month Jump-Up CD must be opened at any of 39 Nebraska branches, located in the counties of Boone, Butler, Cass, Clay, Fillmore, Franklin, Hall, Hamilton, Merrick, Platte, Polk, Thayer, Valley, Webster, Wheeler, and York.

Cornerstone Bank’s online bank platform is limited to account management and bill payment services.

Bank Overview

Cornerstone Bank has an overall health grade of "B+" at, with a Texas Ratio of 6.44% (excellent) based on December 31, 2016 data. Cornerstone Bank has an average capitalization level (9.43%), the result of holding $1.49 billion in assets with $140.51 million in equity. Please refer to our financial overview of Cornerstone Bank (FDIC Certificate # 5496) for more details.

In 1882, a group of York businessmen established The First National Bank of York, the predecessor of Cornerstone Bank. The Bank survived the post-Civil War depression, the Great Depression, and a major bank robbery in 1933. Starting in 1985, the Bank acquired 18 other Nebraska banks, with the last acquisition occurring in January 2017. The name was changed to Cornerstone Bank, N.A. in 1997 following a reorganization. Cornerstone Bank is currently Nebraska’s seventh largest bank, with assets in excess of $1.4 billion.

How the Jump-Up CD Compares

When compared to the 231 similar length-of-term CDs tracked by, which require a similar minimum deposit and are available to Nebraska residents, Cornerstone Bank’s 17-month CD APY currently ranks second.

The above rates are accurate as of 3/17/2017.

To look for the best CD rates, both nationwide and state specific, please refer to our CD rates table or our Rates Map page.


The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.