Bank Deals Blog: Nationwide Deals

It’s been almost a year since Barksdale Federal Credit Union (Barksdale Federal) significantly increased the scope of its field of membership (FOM). (I discuss that change in detail in the Availability section below, but simply put, prior military service qualifies for membership.)...

Langley Federal Credit Union’s (Langley FCU) limited-time 15-month CD Special ended after being offered for about two months. The latest promotion certificate is a 14-month CD Special, earning 1.25% APY.

The 14-month CD Special has some limitations, which are listed in the fine print of the Certificates page.

While the 14-month CD Special APY is 25 bps higher than that of the...

New York-based USALLIANCE Financial (USALLIANCE) is again offering a 35-month Certificate Special (1.00% APY), which brings the total number of Certificate Specials currently in the product line up to six. Like all USALLIANCE Certificates, the 35-month Certificate Special requires a $500 minimum opening deposit, with no stated balance cap.

The drop down in the above chart is a bit misleading, in that the rate didn’t technically...

Maryland-based NASA Federal Credit Union (NASA Federal) has been offering competitive Share Certificate Specials over the past several years. Last month, I wrote about the 49-month Share Certificate Special (SCS), following its impressive 70 bps increase. The other two SCS (9-month and 15-month) also had modest rate increases (10 bps) at that time.

The good news is that all three SCS are still...

Nine months ago, I wrote about Missouri-based First Bank’s new rewards checking account (RCA), First Performance Checking. At that time, this very competitive RCA was only offered in-branch in Missouri, Illinois, and California, but according to CSR, it’s now available nationwide through an online application. First Performance Checking currently earns...

Porte is a brand of the financial technology company (fintech) Populus Financial Group that has partnered with MetaBank to offer unique checking and savings accounts. Like many of the new fintech bank accounts, Porte requires a mobile app to open and manage the account. You must first open the checking account, what it calls a demand deposit account. It’s a free checking account, but it pays no interest. Once you have the...

Wisconsin-based Independence State Bank has been offering Kasasa brand products for nearly three years. The Kasasa Cash Checking’s initial 2.15% APY on qualifying balances up to $15k is still in effect. Qualifying balances above $15k earn 0.25% APY, with non-qualifying balances earning 0.01% APY.

The monthly qualification requirements include,

• At least 12 debit card purchases
• At least one direct deposit, ACH credit...

Security State Bank’s (SSB) Investment Checking and Investment Savings accounts are offered as a package deal, with the following minimum opening deposits:

The Investment Checking earns 3.00% APY on balances up to $10k, with balances greater than $10k earning 0.25%. (Investment Checking interest does not compound, as it is automatically transferred to the Investment Savings account at the end of the qualification cycle.) Investment Savings balances of $100k and above earn...

Kansas-based Security State Bank (SSB) is no longer offering Kasasa brand products, but has introduced proprietary reward checking and savings accounts as a replacement. The Interest Reward Checking currently earns 3.00% APY on qualifying balances up to $10k. Qualifying balances above $10k earn 0.25% APY, with non-qualifying balances earning 0.01% APY.

The monthly qualification requirements are reminiscent of a Kasasa Cash checking account and...