All In Credit Union (AL) is headquartered in Daleville and is the 4th largest credit union in the state of Alabama. It is also the 198th largest credit union in the nation. It was established in 1966 and as of December of 2021, it had grown to 372 employees and 145,487 members at 28 locations. All In Credit Union (AL)'s money market rates are 14% higher than the national average, and it boasts an A+ health rating.
Field of Membership Restrictions
All In Credit Union is open to the following: (1) those who live, work, worship, attend school or volunteer in Walton County, Florida; (2) those who live, work, attend school or worship in Crenshaw or Pike Counties in Alabama; (3) those who live, work, attend school or worship in select areas of Coffee, Mobile, Covington, or Houston Counties in Alabama; (4) active duty, civilians, and retirees attached to Fort Rucker, Alabama or in the Mobile Bay area; (5) An employee of any one of the more than 800 civilian businesses and organizations; (6) Family of current credit union members.
See current membership details
Appreciating the ease!
My husband and I went out of our way to choose Army Aviation as our credit union while living in the state of Alabama. We used their services for over 2 years before moving out of the area they serviced. Our time baking with Army Aviation was our most enjoyable banking experience. Every interaction with the staff, the abundance of areas to do our banking, and the low to no cost of maintaining our account was everything we needed. We've banked with the big banks and we've banked with Army Aviation, and I would choose Army Aviation again in a heartbeat. If I could describe the experience in one word it would be EASY! From opening the account, to checking it, to retrieving and getting money, and all the way to the interactions with the tellers and staff made it feel comfortable and simple.
Payroll Check In Limbo
I am very upset. I switched over from singing river. Never had a problem. I was assisted by Janet Marshall in migrating over to All in credit union . I was sent a direct deposit slip to turn into my employers. Which had the wrong account number on it. So here I am with no payroll check because it was kicked back to my employer. Yes it would be the holiday as you know state offices where closed. So now I have to wait only God knows how many days before I can receive my check. The only thing I get from all in is Oh I am so sorry. Just how do you all thinks this make a ne customer feel. I have to cancel my New Years eve plans because of your employees error. I hope she has a very Happy New Years. Since my families will suck. I think you all need a backup plan for errors like these.
Unreal Experience
If you think your experience is terrible, let your account get get a fraud or hacked. It used to take immediate to the next day for your money to be replaced. Say good bye to that. It takes 180-days now, and the 3rd party company that the bank deals with for their debit cards, will not respond, answer, and will deny to the bank that they received your dispute paperwork even if you have a tracking number, or a fax confirmation. I have lost over $3,800 and guess who they blame even though they can prove the system was hacked??? You guessed it. Me. I have been with AACFCU since 1983 and this new bank is BS. I used Army Aviation while I lived all over the country and throughout the Middle East. My last conversation was with a young lady who came to the phone to tell me her point of view. Immediately, I can tell she was as ignorant and low rent as she could be.
I hope this bank fails miserably.
Bad Company
DONT USE THE PEOPLE THEY ARE CROOKS AND DON'T CARE ABOUT THEIR CUSTOMERS. PAID OFF AND SWITCH BANKS. I had a loan with these people for five years on auto draft. I switched insurance companies for the vehicle on the loan. They charged me a 698$ fee for a 15 day lapse of coverage. Then they said send us the updated insurance info and we will reimburse the 698$. Sent all the info in and thought the matter was settled. 5 months later found out that they have been charging me 20$ a month late fees because the 698$ wasn't paid. I called they said that there wasn't anything they could do.
Data as of Q4 2021
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 17642 |
| Year Chartered | 1966 |
| Employees | 372 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.67% |
| Return on Equity - YTD | 15.16% |
| Annual Interest Income | $87.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2021vs Q4 2020 | $2.13B$1.86B |
| Loans | Q4 2021vs Q4 2020 | $1.39B$1.31B |
| Deposits | Q4 2021vs Q4 2020 | $1.89B$1.64B |
| Equity Capital | Q4 2021vs Q4 2020 | $233.8MM$207.0MM |
| Loan Loss Allowance | Q4 2021vs Q4 2020 | $17.3MM$16.0MM |
| Unbacked Noncurrent Loans | Q4 2021vs Q4 2020 | $6.8MM$11.2MM |
| Real Estate Owned | Q4 2021vs Q4 2020 | $28.00K$70.00K |
