Eagle One Federal Credit Union 60-Month CD Offers Competitive Rate


Deal Summary: 60-month Share Certificate, 1.20% APY, $500 minimum deposit

Availability: Portions of greater Philadelphia metro area (DE, NJ, and PA)

Delaware-based Eagle One Federal Credit Union (Eagle One FCU) is currently offer 1.20% APY on its 60-month Share Certificate. The minimum opening deposit is $500, with no stated balance cap.

The Share Certificate is also available as an IRA Certificate (Traditional, Roth), earning the same APY with the same deposit requirements.

As stated in the Fee Schedule, the Early Withdrawal Penalty reads as follows,

$25.00 plus loss of dividends

CSR confirmed that only early closures are allowed with all earned dividends forfeited, in addition to the $25 fee.

Funding and Maturing Funds

According to CSR, the easiest and best way to fund a Share Certificate is through an internal transfer of funds. Eagle One FCU participates in the CO-OP Shared Branch network, so transferring outside funds into an Eagle One FCU savings account should be relatively easy. Maturing funds will be distributed by check or transferred to a Eagle One FCU savings or checking account.


Headquartered in Claymont, Delaware, Eagle One Federal Credit Union’s field of membership (FOM) is primarily residency-based, with individuals (and their immediate family members) who live in New Castle County (DE), Delaware County (PA), Camden or Gloucester Counties (NJ), or the City of Philadelphia eligible for membership.

Anyone who lives, works, worships, or attends school in the following Zip Codes also qualify: 19703 (Claymont, DE), 19125 (Philadelphia County), and 19134 (Philadelphia County).

Philadelphia District and Lancaster USPS employees/retirees also qualify for membership.

Employees of eleven SEGs (including USPS employees who are supervised from, or are paid from, Harrisburg, PA) are eligible to join.

Family members of current Eagle One FCU members are also welcome to apply.

Immediate family and household members of current Eagle One FCU members are eligible for membership. Immediate family members is defined as parents, spouses, children, siblings, grandparents, grandchildren, stepparents, stepchildren, and step-siblings.

Joining Eagle One FCU can be done online, or at any of the three branch locations opened to the public in Clayton (DE) and Philadelphia (2). Access to the Lancaster branch and the Lindbergh Blvd branch in Philadelphia is limited to USPS employees.

Your membership begins with your Primary Share Savings Account. The minimum balance for a share savings account is just $5.00!

Opening a Share Certificate can be done are any of the above-mentioned branches or by calling 844.218.4529.

Eagle One FCU participates in the CO-OP Shared Branch and ATM networks, as well as the Allpoint, CUHERE, and CU$ surcharge-free ATM networks.

Credit Union Overview

Eagle One Federal Credit Union has an overall health grade of "B+" at DepositAccounts.com, with a Texas Ratio of 5.94% (excellent) based on March 31, 2021 data. In the past year, Eagle One has increased its total non-brokered deposits by $16 million, an excellent annual growth rate of 22.11%. Please refer to our financial overview of Eagle One Federal Credit Union (NCUA Charter # 464) for more details.

Established in 1935, Eagle One Federal Credit Union is currently Delaware’s eighth largest credit union, with nearly 11,000 members and assets in excess of $96 million. In 2020, Eagle One FCU partnered with 17 regional credit unions and credit union partners, jointly raising more than $220,000 in just five days to purchase and donate 30,000 Personal Protective Equipment medical gowns to healthcare facilities throughout Pennsylvania, New Jersey, and Delaware. Eagle One FCU CEO, Danielle Gallagher, stated,

Eagle One, along with other Credit Unions in the area, donated hospital gowns to our front- line workers as a small token of appreciation for all that they have been doing to keep our communities safe and healthy.

How the Share Certificate Compares

When compared to the similar length-of-term CDs tracked by DepositAccounts.com that require a similar minimum opening deposit and are available within the FOM, Eagle One Federal Credit Union's 60-month Share Certificate APY currently ranks fifth.

The above information and rates are accurate as of 6/17/2021.

To look for the best CD rates, both nationwide and state specific, please refer to our CD Rates Table page.

Related Pages: Philadelphia CD rates, Harrisburg CD rates, 5-year CD rates

Top CD Rates at Eagle One Federal Credit Union in Philadelphia - Local Only

Eagle One Federal Credit Union is listing several competitive rates on its share and IRA certificates. The best rates have terms from 2 to 5 years. These include a 1.76% APY 2-year CD, 2.02% APY 3-year CD, 2.27% APY 4-year CD and a 2.79% APY 5-year CD. Minimum deposit is $500. These rates are listed in the credit union's dividend rates page as of 10/25/2011.

For those looking to move your money from a megabank to a credit union, Eagle One offers a free checking account with no minimum balance requirements....

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