Ent Credit Union (Ent CU) added an 84-month Certificate to its product line about 9 months ago, and earlier this year, increased the rate to 2.45% APY. The minimum opening deposit is $500, with no balance cap.
|2.10%||$500||-||Ent Credit Union||84 Month Certificate|
|2.10%||-||-||Ent Credit Union||84 Month IRA Certificate (Traditional, Roth, CESA)|
As stated in Ent CU’s Truth In Savings document, the Early Withdrawal Penalty reads as follows:
For certificates and IRA certificates with a maturity of 84 (eighty-four) months or seven (7)
years the early withdrawal penalty is three hundred sixty-five (365) days’ loss of dividends.
Headquartered in Colorado Springs, Ent Credit Union field of membership is primarily residency based, with individuals who live, work, worship, or attend school in Arapahoe, Denver, Douglas, El Paso, Fremont, Jefferson, Pueblo, and Teller Counties eligible to join.
Individuals who live, work, worship, or attend school in the Weld County communities of Dacono, Erie, Firestone, Frederick, Ft. Lupton, and Mead also qualify.
Family members of current Ent CU members also qualify.
Civilian and military personnel of the Colorado Air National Guard, Colorado Army National Guard, and those associated with Buckley Air Force Base in Aurora, Colorado, are also eligible for membership.
Joining Ent CU and/or opening a CD can be done online, by visiting any of 30 Colorado branches located in Aurora, Colorado Springs (15), Denver (2), Firestone, Fountain, Monument, Peterson AFB, Peyton, Pueblo (4), Rye, Schriever AFB, and Woodland Park, or by calling Ent CU at 800-525-9623.
Credit Union Overview
Ent Credit Union (NCUA Charter # 68671) has an overall health grade of "A+" at DepositAccounts.com, with a Texas ratio of 1.71% (excellent) based on December 31, 2015 data. Ent CU has an excellent capitalization level (12.60% APY), a result of holding $4.39 billion in assets with $553.14 million in equity. Please refer to our financial overview of Ent Credit Union for more details.
Currently Colorado’s largest credit and the 27th largest credit union in the nation, Ent Credit Union was chartered in 1975 for the benefit of military and civilian personal at Ent Air Force Base and Peterson Field in Colorado Springs, Colorado. In just 40 years, Ent CU has expanded its field of membership to include the most populous counties in Colorado, and today has more than 263,800 members and assets in excess of $4.3 billion.
Ent CU and Ent Air Force Base were both named for Major General Uzal Girard Ent,
commander of the Ninth Air Force during World War II. Ent Air Force Base opened in
1951, when the United States Air Defense Command moved to Colorado Springs.
How the CD Compares
When compared to the similar length-of-term CDs tracked by DepositAccounts.com, that require a similar minimum deposit and are available to residents in the Colorado Springs-Pueblo metropolitan area, Ent Credit Union’s 84-month Certificate APY currently ranks first.
The above rates are accurate as of 4/30/2016.