10% 12-Month CD at a Maryland CU - $1K Max (First Financial)

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First Financial FCU is offering a 10% APY share certificate for up to 12 months. The maximum deposit is $1,000. It requires a checking account with direct deposit. The special CD can only be opened during September or October. Only a limited number of certificates are available.

Just like the Philadelphia bank special that I reported on yesterday, this special is essentially a checking account bonus. The 10% 12-month CD with $1K results in about $45 over what you would earn in a market leading one year CD.

The field of membershp is primarily employer based. In addition to Select Employer Groups, volunteers and students in the State of Maryland can also be eligible.

Branches are locatd in the Maryland cities of Lutherville, Catonsville, Baltimore, Eldersburg, Owings Mills and Westminster.

The credit union is NCUA insured. It has $542 million in assets and 54K members.

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