First National Bank Adds 61-Month CD Special

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Deal Summary: 61-month CD Special, 3.00% APY, $5k min/$250k max, new money, checking relationship required, in-branch only.

Availability: Maryland, North Carolina, Ohio, Pennsylvania, South Carolina, and West Virginia.

First National Bank (FNB) has just joined the 3 for 5 Club, with its 61-month CD Special (3.00% APY). The minimum opening deposit is $500 of new money and is capped at $250k. An existing or new FBN consumer checking account is required to qualify for the 3.00% promotional rate. There is a limit of one 61-month CD Special per household.

APYMINMAXINSTITUTIONPRODUCTDETAILS
3.00%$500$250kFirst National Bank of Pennsylvania61 Month CD Special - New Money
3.00%$500$250kFirst National Bank of Pennsylvania61 Month IRA Special - New Money
Rates as of September 21, 2018.

The CD Special is also available as an IRA (Traditional), earning the same APY with the funding and checking relationship requirements.

According to CSR, the Early Withdrawal Penalty is six months of interest.

FNB Checking Accounts

FNB describes the Freestyle, Mystyle, Lifestyle, and Premierstyle checking accounts as “from no-frills to bells-and-whistles.” Of the four accounts, the Freestyle is probably the easiest account to maintain, since it has no monthly service fee (as long as eStatements are received) and no minimum balance requirement. FNB’s Compare Checking Accounts page has a side-by-side comparison chart to better describe the difference between the various checking accounts.

Availability

Headquartered in Greenville, Pennsylvania, First National Bank’s market area is comprised of Maryland, North Carolina, Ohio, Pennsylvania, South Carolina, and West Virginia, including three major metropolitan areas (Pittsburgh, Baltimore, and Cleveland).

With the acquisition of North Carolina-based Yadkin Bank last year, FNB has established a presence from the Outer Banks to the Cherokee National Forest.

Opening a 61-month CD Special must be done at any of 411 branches located in Maryland (31), North Carolina (95), Ohio (32), Pennsylvania (248), South Carolina (3), and West Virginia (2).

Bank Overview

First National Bank has an overall health grade of "A+" rating at DepositAccounts.com, with a Texas Ratio of 4.17% (excellent) based on December 31, 2017 data. In the past year, the Bank has increased its total non-brokered deposits by $5.76 billion, an excellent annual growth rate of 36.26%. Please refer to our financial overview of First National Bank (FDIC Certificate # 7888) for more details.

Established in 1864, First National Bank was originally known as the First National Bank of Mercer County (western Pennsylvania, bordering on Ohio) for its first 128 years. Beginning with a re-brand to its current name in 1992, the Bank began 25 years of expansion that included the acquisitions of 19 banks in Maryland, North Carolina, Pennsylvania, and Ohio. Today, First National Bank is the largest bank headquartered in Pennsylvania and 53rd largest bank in the country, with assets in excess of $31 billion and more than 1.15 million customer accounts.

How the CD Special Compares

When compared to the similar length-of-term CDs tracked by DepositAccounts.com, which require a similar minimum deposit and are available within the Bank’s market area, First National Bank’s 61-month CD Special APY currently ranks second.

The above rates are accurate as of 4/26/2018.

Looking for the best CD rates, both nationwide and in your state? Please refer to our CD Rates Table page.

Related Pages: 5-year CD rates

Comments
decades
decades   |     |   Comment #1
the low ewp makes this the best deal out there right now , but it merely matches the terms and rate of the Andrews cd from a couple years ago . Seems rates should be higher now.
First National Bank (PA) Adds 13-month CD Special
Deal Summary: 13-month CD Special, 1.75% APY, promo code CD155, $5k min/$500k max, new money, checking relationship required.

Availability: Maryland, North Carolina, Ohio, Pennsylvania, South Carolina, and West Virginia.

First National Bank (FNB) is currently offering a 13-month CD Special (1.75% APY). The minimum required deposit is $5k of new money, with a balance cap of $500k. The special rate requires either an existing or new personal checking account.

The CD Special is also available as an IRA (Traditional), earning the same APY with the funding and...

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First National Bank Adds $150 Checking Bonus (Expired)

UPDATE 9/1/2017: Even though the original offer gave a December 31, 2017 expiration date, this bonus is no longer available.

Deal Summary: $150 bonus when opening a new Freestyle, Mystyle, Lifestyle, or Premierstyle checking account.

Availability: Bonus available in Maryland, North Carolina, Ohio, Pennsylvania, South Carolina, and West Virginia.

Now through December 31, 2017, First National Bank (FNB) is offering a $150 bonus when opening a new Freestyle, Mystyle, Lifestyle, or Premierstyle checking account.

Bonus Requirements

  • Open a new checking account by December 31, 2017, using the promotional code, DIRECT17.
  • Set-up and receive...

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First National Bank (PA) Offers New 10-Year CD Special
Availability: Market area is Pennsylvania, Maryland, Ohio, and West Virginia.

In mid-July, First National Bank of Pennsylvania added six new CD Specials to its product line. Of those six CDs, the 10-year CD Special (2.52% APY) is the only competitive CD. Unfortunately, in today's environment, 10-year CD rates aren't much higher than 5-year CD rates.

The minimum opening deposit is $10K and there is no maximum balance cap.

According to CSR, the Early Withdrawal Penalty (EWP) is "$25, plus 3% of amount withdrawn."

Availability

...

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6.10% Savings Account Promo at a Maryland Bank (Bank Annapolis)
Bank Annapolis has a savings account called the Superior Savings with a rate of 6.10% APY until June 10th. After June 10th the rate will fall to 4.50% APY. There are no minimum balance requirements and all balances earn the full yield.

The promotional period is short, but the post-promo rate is still competitive for a brick-and-mortar bank. As this Annapolis news article explains, the bank decided to offer this savings account and promotion in response to the competition from online banks. The bank's CEO realized that the brick and mortar...

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