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Special 18-Month CD Rate at South Jersey FCU

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South Jersey Federal Credit Union is offering a very competitive rate on a special 18-month CD. It has a 1.26% APY with a $1,000 minimum deposit. The rate is also available in an IRA CD. This special is listed at the top of the credit union’s CD rates page as of 3/26/2014.

Membership is open to anyone who lives, works, worships or attends school in any of the following New Jersey communities: Atlantic City, Bridgeton, Camden, Millville, Pleasantville, Salem and Vineland. You can also be eligible via select employers or via family. Please see the credit union's eligibility page for more details. Membership requires a one-time $10 fee and a minimum deposit of $25 into the Statement Savings account.

Credit Union Overview

South Jersey Credit Union Federal branches are located in the New Jersey cities of Deptford, Camden, Moorestown, Pleasantville, Vineland and Voorhees.

The credit union has an overall health grade of a B+ with a Texas Ratio of 11.28% (above average) based on December 2013 data. Please refer to our financial overview of South Jersey Federal Credit Union for more details. The credit union is federally insured by the NCUA (Charter # 3951).

How This Rate Compares

The best 18-month CD rate that’s nationally available is 1.05% APY at GE Capital Bank. Xceed Financial Credit Union has a special 17-month CD with a 1.50% APY. Xceed Financial is an all-access credit union that makes it easy to join via an association. These rates are accurate as of 3/26/2014.

To search for nationwide CD rates and CD rates in your state, please refer to the best CD rates section of DepositAccounts.com.

Related Pages: CD rates, IRA rates

Top Long-Term CD Rates at South Jersey Federal Credit Union - Local Only
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POSTED ON MONDAY, JANUARY 3, 2011 BY KEN TUMIN

South Jersey Federal Credit Union continues to offer competitive CD and IRA CD rates. The best rates require a $50K minimum deposit. These include a 3.20% APY 5-year CD and a 2.22% APY 3-year CD. Lower rates are available for a $20,000 minimum and a $1,000 minimum deposit. For a $1K minimum the rates are still very competitive with a 3.04% APY for 5 years and 2.02% APY for 3 years. These rates are listed at the credit union's CD rates page as of 1/3/2011.

As a comparison to internet banks...

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Top 5-Year CD at South Jersey Federal Credit Union - Local Only
Comments (1)
POSTED ON MONDAY, SEPTEMBER 13, 2010 BY KEN TUMIN

South Jersey Federal Credit Union continues to offer competitive CD and IRA CD rates. The best rates require a $50K minimum deposit. These include a 3.20% APY 5-year CD, a 2.38% APY 3-year CD and a 1.61% APY 1-year CD. Lower rates are available for a $20,000 minimum and a $1,000 minimum deposit. These rates are listed at the credit union's CD rates page as of 9/13/2010.

The credit union also has decent rate on its MEGA Money Market Account: 1.36% APY with a minimum balance of $100,000. This is listed...

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World Series CD Special at South Jersey FCU - Local Only
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POSTED ON WEDNESDAY, NOVEMBER 4, 2009 BY KEN TUMIN
South Jersey Federal Credit Union is offering a special 9-month share or IRA share certificate with a 1.71% APY. If the Phillies win the World Series, the credit union will bump up the APY to 1.76%. The CD must be purchased by 11/5/09, or before the World Series Champion is declared which may be tonight. It's fortunate that the series made it to game 6. The last time the World Series lasted at least 6 games was in 2003.

The extended series helped those who purchased the World Series CD at...

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2.50% 18-Month CD at South Jersey Federal Credit Union - Local Only
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POSTED ON THURSDAY, JULY 2, 2009 BY KEN TUMIN
South Jersey Federal Credit Union has an 18-month CD special with a 2.50% APY. It's available as both a regular and IRA share certificate. Minimum deposit is $10,000. This rate is listed at the credit union's rate table as of 7/02/09.

My last post on this credit union was in May when they were offering a 4.07% 60-month CD. The CD rates have fallen, but they remain competitive especially for a minimum deposit of $50K. They continue to offer a competitive rate on their SUPER Money Market account. As of 7/02/09,...

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4.07% 60-Month CD & 2.53% Money Market at South Jersey Federal Credit Union - Local Only
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POSTED ON SATURDAY, JUNE 20, 2009 BY KEN TUMIN
Update 6/20/09: The 60-month CD and MMA rates have fallen. Please check the credit union's website for the latest rates.

South Jersey Federal Credit Union cut their rates since my March post but they continue to offer competitive CD rates. These include a 2.63% APY for 12 months and 4.07% APY for 5 years. Minimum deposit is $50,000. Lower rates are available for a $20,000 minimum and a $1,000 minimum deposit. The same rates are also available for IRA certificates. There's also a money market account with a very competitive rate:...

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