I first posted on this bank almost a year ago regarding their reward checking account. I'm happy to report they're still offering the same high rate of 5.26% APY on balances up to $25K (see post).
It appears a branch visit is required to open accounts. Branches are located in the Maryland cities of Aberdeen, Bel Air, Elkton, Havre De Grace, Perryville, Rising Sun and in the Pennsylvania city of Peach Bottom.
NBRS Financial Bank has fair ratings for safety and soundness: 3.5 stars at BauerFinancial (based on 12/31/08 data) and 3 stars at Bankrate.com (based on 9/30/08 data). The bank has been FDIC insured since 1934 (Certificate # 4862).
Other High Certificate of Deposit Rates
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