Overview / Commentary
800-252-8119
101 JFK Parkway
Short Hills, NJ 07078

Investors Bank is headquartered in Short Hills and is the 2nd largest bank in the state of New Jersey. It is also the 72nd largest bank in the nation. It was established in 1926 and as of December of 2018, it had grown to 1,928 employees at 152 locations. Investors Bank has a B+ health rating.

Related Posts

Investors Bank Eaccess Money Market - 2.50% On Up To $2M - 3/31/2019

Investors Bank quietly launched an online-only division called eAccess in January 2019. Since it is only advertised on a separate website, investorsbankeaccess.com rather than investorsbank.com, it is not yet reflected in the rate tables listed on depositaccounts.com. https://www.investorsbankeaccess.com/Savings/Money-Market-Account It offers a 2.50% APY (2.467% APR), available nationwide, with no minimum balance. Quotes below are all from their thorough FAQ PDF: https://www.investorsbankeaccess.com/InvestorsBankEAccess/media/Documents/eAccess-FAQ-2019.pdf "What bank products can I open online through Investors eAccess? Currently, we only offer the Investors eAccess Money Market Account. Additional accounts may be added to Investors eAccess in the future." "All balances under $2,000,000 will earn the stated APY." If you have even more than that, "you can open more than one account. There is no limit." There is no account minimum, but "If your account balance remains at zero for 99

This Bank Plays Games And Keeps You Frozen At The Introductory Rate. - 5/13/2018

I had checked the financial history and background of this bank with the numbers provided here on this website as well as checking via google. This bank is publicly traded on the nasdaq Stock Exchange, and it's finances looked well enough for me to feel secure enough to open a savings account with a 50K cash deposit when my 100K Syncrony CD matures this week. However, I did call Investors bank to ask them if their current 1.9% savings rate would remain frozen at that rate even when rates go up in the near future. Folks, make no mistake about it; rates will be going up another 2 or 3 times in the coming year, and this 1.9% rate will not be such the great number that it looks like at the moment. There's a 90% chance that the Fed will raise the rates again come around their June 13 meeting. The bank rep had to go check with his supervisor to confirm to me that this current 1.9% offer is for new clients only, and that I would have to close any current account with them and open up a new ac

Bank Offering Eaccess Money Market - 5/6/2018

Online only money market account paying 1.90% with 5K minimum deposit

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Reviews (1)

Beware Of The Very Low ACH Limits. Money Goes In, But It Never Leaves!

The ACH limits for this account is a maximum of $10,000 per MONTH. Do not be fooled by the "$250,000 incoming ACH lmit". The keyword is INCOMING.

Once they have your money you will never be able to exit the bank given their limits. It is a scam bank.



Health
B+

Health Grade Components

Overall
FDIC Certificate #28892
Year Established1926
Employees1928
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.79%
Return on Equity - YTD7.24%
Annual Interest Income$969.9MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$26.27B$25.14B
LoansQ4 2018vs Q4 2017$21.39B$19.87B
DepositsQ4 2018vs Q4 2017$17.86B$17.67B
Equity CapitalQ4 2018vs Q4 2017$2.74B$2.80B
Loan Loss AllowanceQ4 2018vs Q4 2017$235.8MM$231.0MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$125.3MM$136.1MM
Real Estate OwnedQ4 2018vs Q4 2017$6.9MM$5.8MM
  User-submitted Promotions & Notices

This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.

Investors Bank Eaccess Money Market - 2.50% On Up To $2M

AnnO   |  
Investors Bank quietly launched an online-only division called eAccess in January 2019. Since it is only advertised on a separate website, investorsbankeaccess.com rather than investorsbank.com, it is not yet reflected in the rate tables listed on depositaccounts.com.

https://www.investorsbankeaccess.com/Savings/Money-Market-Account
It offers a 2.50% APY (2.467% APR), available nationwide, with no minimum balance.

Quotes below are all from their thorough FAQ PDF: https://www.investorsbankeaccess.com/InvestorsBankEAccess/media/Documents/eAccess-FAQ-2019.pdf

"What bank products can I open online through Investors eAccess?
Currently, we only offer the Investors eAccess Money Market Account. Additional accounts may be added to Investors eAccess in the future."

"All balances under $2,000,000 will earn the stated APY."
If you have even more than that, "you can open more than one account. There is no limit."

There is no account minimum, but "If your account balance remains at zero for 99 business days it will be closed and removed from our system. Please note that business days exclude Saturdays, Sundays and Bank Holidays."

"There is no charge for inbound wires."

"Withdrawals from this account are only permitted to be made via External Account transfer or ACH electronic debits to another financial institution. Outgoing wire transfers or checks are not permitted."
"A maximum of six withdrawals or transfers per monthly statement are allowed as per Federal regulations."
"Your limit [to transfer in or out] is $250,000 daily, or up to $250,000 monthly from or into your eAccess Money Market Account."

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Rates for Investors Bank are currently being reviewed.

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Philadelphia Area

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