2. Investors Bank

Investors Bank


Overview / Commentary
www.myinvestorsbank.com
800-252-8119
101 JFK Parkway
Short Hills, NJ 07078

Investors Bank is headquartered in Short Hills and is the 2nd largest bank in the state of New Jersey. It is also the 70th largest bank in the nation. It was established in 1926 and as of June of 2019, it had grown to 1,962 employees at 148 locations. Investors Bank has an A health rating.

Related Posts

Investors Bank Eaccess Money Market - 2.50% On Up To $2M - 3/31/2019

Investors Bank quietly launched an online-only division called eAccess in January 2019. Since it is only advertised on a separate website, investorsbankeaccess.com rather than investorsbank.com, it is not yet reflected in the rate tables listed on depositaccounts.com. https://www.investorsbankeaccess.com/Savings/Money-Market-Account It offers a 2.50% APY (2.467% APR), available nationwide, with no minimum balance. Quotes below are all from their thorough FAQ PDF: https://www.investorsbankeaccess.com/InvestorsBankEAccess/media/Documents/eAccess-FAQ-2019.pdf "What bank products can I open online through Investors eAccess? Currently, we only offer the Investors eAccess Money Market Account. Additional accounts may be added to Investors eAccess in the future." "All balances under $2,000,000 will earn the stated APY." If you have even more than that, "you can open more than one account. There is no limit." There is no account minimum, but "If your account balance remains at zero for 99

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Reviews (2)

Beware Of The Very Low ACH Limits. Money Goes In, But It Never Leaves!

Posted by: MikeBanker2018 | Nov 16, 2018

The ACH limits for this account is a maximum of $10,000 per MONTH. Do not be fooled by the "$250,000 incoming ACH lmit". The keyword is INCOMING.

Once they have your money you will never be able to exit the bank given their limits. It is a scam bank.

23

Bank Lacks Experience With Internet Banking.

Posted by: Nimrod | Apr 28, 2019

Application process for savings account is more intrusive than more matured institutions. Approval process is opaque. Customer Service is lacking in information.
Marginally higher interest rate will not compensate for the aggravation.

3


Health
A

Data as of Q2 2019

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #28892
Year Established1926
Employees1962
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.7%
Return on Equity - YTD6.99%
Annual Interest Income$515.5MM
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$27.07B$25.36B
LoansQ2 2019vs Q2 2018$21.79B$20.55B
DepositsQ2 2019vs Q2 2018$17.93B$17.20B
Equity CapitalQ2 2019vs Q2 2018$2.64B$2.80B
Loan Loss AllowanceQ2 2019vs Q2 2018$231.9MM$230.8MM
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$111.6MM$135.0MM
Real Estate OwnedQ2 2019vs Q2 2018$7.1MM$5.2MM
Rates
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Always verify rates and promotions with the bank or credit union. We are not Investors Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Investors Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$1-IOLTA
0.25%$1-Commercial Sweep Account
0.25%$1-Retirement Statement Savings
0.15%$1-Attorney Escrow Account
0.10%*$5k*-High Yield Savings Account
OTHER TIERS: 0.05% → Up to $5k
0.05%$50-Passbook Account
0.05%$1-Landlord/Tenant Account
0.05%$50-YourStyle Savings

Investors Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%*$25k*$5mMoney Market Maximizer
OTHER TIERS: 0.05% → $1+ | 1.00% → $10k - $25k
1.50%*$25k*$5mBusiness Money Market Maximizer
OTHER TIERS: 0.05% → $1+ | 1.00% → $10k - $25k
0.30%*$500k*-YourStyle Plus Money Market
OTHER TIERS: 0.05% → Up to $50k | 0.10% → $50k - $500k
0.20%*$500k*-Business Money Market Account
OTHER TIERS: 0.05% → Up to $25k | 0.10% → $25k - $50k | 0.15% → $50k - $500k
0.15%*$500k*-Investors Edge Money Market Account
OTHER TIERS: 0.05% → Up to $200k | 0.10% → $200k - $500k
0.10%*$15k*-YourStyle Money Market
OTHER TIERS: 0.05% → $500 - $15k

Investors Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%*$2.5k*-YourStyle Plus Checking
OTHER TIERS: 0.01% → Up to $2.5k

Investors Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.80%$10k-7 Month CD Special - New Money
1.00%$500-60 Month CD
0.60%$500-36 Month CD
0.45%$500-24 Month CD
0.25%$500-12 Month CD
0.20%$500-3 Month CD
0.20%$500-6 Month CD
0.20%$500-9 Month CD

Investors Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.80%$5.5k-7 Month IRA Special - New Money
1.00%$500-60 Month IRA
0.60%$500-36 Month IRA
0.45%$500-24 Month IRA
0.25%$500-12 Month IRA
0.20%$500-6 Month IRA
0.20%$500-9 Month IRA
0.20%$500-3 Month IRA
Locations

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