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Investors Bank


Overview / Commentary
800-252-8119
101 JFK Parkway
Short Hills, NJ 07078

Investors Bank is headquartered in Short Hills and is the 2nd largest bank in the state of New Jersey. It is also the 71st largest bank in the nation. It was established in 1926 and as of March of 2019, it had grown to 1,922 employees at 148 locations. Investors Bank has an A health rating.

Related Posts

Investors Bank Eaccess Money Market - 2.50% On Up To $2M - 3/31/2019

Investors Bank quietly launched an online-only division called eAccess in January 2019. Since it is only advertised on a separate website, investorsbankeaccess.com rather than investorsbank.com, it is not yet reflected in the rate tables listed on depositaccounts.com. https://www.investorsbankeaccess.com/Savings/Money-Market-Account It offers a 2.50% APY (2.467% APR), available nationwide, with no minimum balance. Quotes below are all from their thorough FAQ PDF: https://www.investorsbankeaccess.com/InvestorsBankEAccess/media/Documents/eAccess-FAQ-2019.pdf "What bank products can I open online through Investors eAccess? Currently, we only offer the Investors eAccess Money Market Account. Additional accounts may be added to Investors eAccess in the future." "All balances under $2,000,000 will earn the stated APY." If you have even more than that, "you can open more than one account. There is no limit." There is no account minimum, but "If your account balance remains at zero for 99

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Reviews (2)

Beware Of The Very Low ACH Limits. Money Goes In, But It Never Leaves!

The ACH limits for this account is a maximum of $10,000 per MONTH. Do not be fooled by the "$250,000 incoming ACH lmit". The keyword is INCOMING.

Once they have your money you will never be able to exit the bank given their limits. It is a scam bank.

Bank Lacks Experience With Internet Banking.

Posted by: Nimrod | Apr 28, 2019

Application process for savings account is more intrusive than more matured institutions. Approval process is opaque. Customer Service is lacking in information.
Marginally higher interest rate will not compensate for the aggravation.



Health

Health Grade Components

Overall
FDIC Certificate #28892
Year Established1926
Employees1922
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.73%
Return on Equity - YTD7.09%
Annual Interest Income$256.3MM
Assets and Liabilities
AssetsQ1 2019vs Q1 2018$26.57B$25.22B
LoansQ1 2019vs Q1 2018$21.51B$20.36B
DepositsQ1 2019vs Q1 2018$17.95B$16.80B
Equity CapitalQ1 2019vs Q1 2018$2.67B$2.80B
Loan Loss AllowanceQ1 2019vs Q1 2018$234.7MM$231.1MM
Unbacked Noncurrent LoansQ1 2019vs Q1 2018$117.7MM$136.5MM
Real Estate OwnedQ1 2019vs Q1 2018$7.0MM$4.9MM
  User-submitted Promotions & Notices

This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.

Investors Bank Eaccess Money Market - 2.50% On Up To $2M

AnnO   |  
Investors Bank quietly launched an online-only division called eAccess in January 2019. Since it is only advertised on a separate website, investorsbankeaccess.com rather than investorsbank.com, it is not yet reflected in the rate tables listed on depositaccounts.com.

https://www.investorsbankeaccess.com/Savings/Money-Market-Account
It offers a 2.50% APY (2.467% APR), available nationwide, with no minimum balance.

Quotes below are all from their thorough FAQ PDF: https://www.investorsbankeaccess.com/InvestorsBankEAccess/media/Documents/eAccess-FAQ-2019.pdf

"What bank products can I open online through Investors eAccess?
Currently, we only offer the Investors eAccess Money Market Account. Additional accounts may be added to Investors eAccess in the future."

"All balances under $2,000,000 will earn the stated APY."
If you have even more than that, "you can open more than one account. There is no limit."

There is no account minimum, but "If your account balance remains at zero for 99 business days it will be closed and removed from our system. Please note that business days exclude Saturdays, Sundays and Bank Holidays."

"There is no charge for inbound wires."

"Withdrawals from this account are only permitted to be made via External Account transfer or ACH electronic debits to another financial institution. Outgoing wire transfers or checks are not permitted."
"A maximum of six withdrawals or transfers per monthly statement are allowed as per Federal regulations."
"Your limit [to transfer in or out] is $250,000 daily, or up to $250,000 monthly from or into your eAccess Money Market Account."

Rates
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Always verify rates and promotions with the bank or credit union. We are not Investors Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Investors Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$1-IOLTA
0.25%$1-Commercial Sweep Account
0.25%$1-Retirement Statement Savings
0.15%*$5k*-High Yield Savings Account
OTHER TIERS: 0.05% Up to $5k
0.15%$1-Attorney Escrow Account
0.05%$50-Passbook Account
0.05%$1-Landlord/Tenant Account
0.05%$50-YourStyle Savings

Investors Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.75%*$25k*$5mMoney Market Maximizer
OTHER TIERS: 0.05% $1+ | 1.00% $10k - $25k
1.75%*$25k*$5mBusiness Money Market Maximizer
OTHER TIERS: 0.05% $1+ | 1.00% $10k - $25k
0.25%*$500k*-YourStyle Plus Money Market
OTHER TIERS: 0.05% Up to $50k | 0.15% $50k - $500k
0.20%*$500k*-Business Money Market Account
OTHER TIERS: 0.05% Up to $25k | 0.10% $25k - $50k | 0.15% $50k - $500k
0.15%*$500k*-Investors Edge Money Market Account
OTHER TIERS: 0.05% Up to $200k | 0.10% $200k - $500k
0.15%*$50k*-YourStyle Money Market
OTHER TIERS: 0.05% $500 - $15k | 0.10% $15k - $50k

Investors Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$2.5k*-YourStyle Plus Checking
OTHER TIERS: 0.05% Up to $2.5k

Investors Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.10%$10k-7 Month CD Special - New Money
1.00%$500-60 Month CD
0.60%$500-36 Month CD
0.45%$500-24 Month CD
0.25%$500-12 Month CD
0.20%$500-3 Month CD
0.20%$500-6 Month CD
0.20%$500-9 Month CD

Investors Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.10%$5.5k-7 Month IRA Special - New Money
1.00%$500-60 Month IRA
0.60%$500-36 Month IRA
0.45%$500-24 Month IRA
0.25%$500-12 Month IRA
0.20%$500-6 Month IRA
0.20%$500-9 Month IRA
0.20%$500-3 Month IRA
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