Investors Bank Has Top Rate 13-month CD (Checking Relation Required)


Availability: New Jersey and New York

For a limited time, Investors Bank is offering a 13-month CD (1.50% APY) when opened with a new YourStyle Checking account. The minimum opening deposit for the 13-month CD is $10K of new money, with a maximum balance cap of $2M.

New money is defined in the promotion page fine print as "money not on deposit at Investors after 11/1/2014."

According to CSR, the Early Withdrawal Penalty is 180 days interest.

YourStyle Checking

The $10 monthly maintenance fee can be avoided if one of the following requirements is met:

  • Maintain a $1K average monthly balance, OR
  • Receive a direct deposit of $500 or more each statement cycle, OR
  • At least 10 POS debit card transactions per statement cycle.

For complete details, please refer to the YourStyle Checking account online brochure.

Many thanks to the DA reader who mentioned this deal.


Investors Bank is a community oriented bank serving the residents of the New York City metropolitan area and New Jersey.

Opening the 13-month CD and YourStyle Checking account must be done at any of 28 New York branches and 106 New Jersey branches. Investors Bank’s online platform is currently limited to account management and bill pay services.

For a complete listing of branch locations, please refer to’s Locations page for Investors Bank.

Bank Overview

Investors Bank has an overall health grade of "A+" at, with a Texas ratio of 4.63% (excellent) based on December 31, 2014 data. In the past year, Investors Bank has increased its total deposits by $2.48 Billion, an excellent annual growth rate of 22.94%. Please refer to our financial overview of Investors Bank for more details.

Investors Bank (FDIC Charter # 28892) was incorporated in 1926 as the Washington Rock Building and Loan Association. The twelve original bank directors were prominent Milburn, New Jersey, businessmen, including a lawyer, a pharmacist, a hardware store owner, and a deli operator.

In April 1942 the association changed its name to Investors Savings and Loan Association. Although the association was smaller than the rival Millburn Building & Loan Association, after enactment of new savings and loan laws in New Jersey, Investors was able to purchase the Millburn Association's assets in July 1942 to bring total assets to $2 million.

Beginning in 1977, a series of nine acquisitions helped Investors Bank grow into the third largest bank in New Jersey, with assets in excess of $18.7 Billion.

How the CD Compares

When compared to similar length-of-term CDs tracked by, requiring similar minimum deposit requirements and available to New York and New Jersey residents, Investors Bank’s 13-month CD head the list.

The above rates are accurate as of 5/8/2015.

To search for nationwide CD rates and CD rates in your state, please refer to the CD rates section of

  |     |   Comment #1
Investors Bank of Marlboro,N.J. need phone number
  |     |   Comment #2
Dude come on look up ^^^^^ see where it says bank information !
Investors Bank Offers High Rate Promotional Money Market Account

In August, Investors Bank began offering a Money Market Promotion that guaranteed 1.25% APY for one year following account opening. While that promotion is no longer offered, Investors Bank has introduced a new Consumer Money Market Account (CMMA) available through December 31, 2014.

This CMMA requires new money ($100K minimum, $2M maximum) and earns the promotional rate of 1.25% for the first six months; following that, the rate is 0.76% for the remaining six months (1.01% APY for the 1-year term).

If the account daily balance falls below the $100K minimum,...

Continue Reading
Money Market Promotion at Investors Bank in New Jersey

Investors Bank is offering a very nice money market promotion. It guarantees a 1.25% APY for one year from the date of account opening. It requires a branch visit to only certain Investor Bank branches in New Jersey. A new consumer money market account must be opened with a minimum deposit of $10,000 by 10/4/2014. New money is required. The 1.25% APY for one year only applies to balances from $10,000 to $2 million. Balances below $10,000 and above $2 million receive only an 0.10% APY. After the first year,...

Continue Reading
Money Market and CD Specials at Investors Bank in Parts of NY and NJ

Investors Bank is offering two deposit account specials. One is a money market special which guarantees a 1.05% APY until April 30, 2014. The balance that qualifies for this rate is between $100,000 and $2 million. The rate falls to 0.60% for balances between $25,000 and $100,000. Balances under $25,000 earn only 0.04%. New money is required, and the minimum balance to open the account is $10,000. It’s a money market account, but it does not offer check writing privileges. This special is not listed on the bank’s website.

Continue Reading
Another 2% Money Market Special & $200 Checking Bonus at Investors Savings Bank at Two NJ Branches - Local Only

Investors Savings Bank is having two more grand opening specials at two of its Newark, New Jersey branches. These appear to be very similar to the promotion I reported in April. This new promotion was advertised at on 5/6/10. The grand re-opening specials are taking place on May 15, 2010 from 9:00am to 3:00pm at the branches of 829 Sanford Avenue (973.373.9495) and 148 Ferry Street (973.589.6803). These specials are not listed on the bank's website, but they do mention the Newark grand re-openings. Below are the promotion details:

  • 2.00%...
Continue Reading
Grand Opening Special with 2% Money Market and $200 Checking Bonus at Investors Savings Bank in NJ - Local Only

Investors Savings Bank has two attractive new-account grand opening specials at two of its New Jersey branches. These are not listed at the bank's website. A reader emailed me news about these being advertised in today's Bergen Record Newspaper (4/22/2010). I called the bank today for additional details. The bank is having a grand opening on Saturday, May 1st, but according to the CSR, these specials are now available at their two Clifton branches (1610 Main Ave & 10 Botany Village Sq East). The phone numbers are 973-478-6352 or 973-253-8021....

Continue Reading

More Past Offers

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.